5042 Down Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5042 Down Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2024
Square Footage	3,186 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$573,990 (2024)
Tax Bill	$9,748.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`202631013800014930`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,186 sqft Heated Area
Gross Area	3,864 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	136 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5042 DOWN CT
City	SAINT CLOUD
State	FL
Zip	34772-8784
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 493
Legal Phase	5
Legal Lot Number	493
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 202631013800014930

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5042 DOWN CT, SAINT CLOUD, FL 34772-8784
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2024 · Amount on Record
Deed Sale	Jul 02, 2024 · Amount on Record
Deed Doc Number	2024087122
Deed Book / Page	6627 / 1421
Record Refreshed	Jun 08, 2026

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 02, 2024
Property Address	5042 DOWN CT, SAINT CLOUD, FL 34772-8784
Document Number	0066271421
Book / Page	6627 / 1421
Map Reference	MB 32 PG 42&43
Instrument Date	Jun 28, 2024
Instrument	2024087122
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,018.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5042 DOWN CT, SAINT CLOUD, FL 34772-8784

Mortgage

Document Number	2024087123
Date	Jul 02, 2024
Instrument	2024087123

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,748.00 (+196.56%) Homeowner's exemption	$493,000 (+418.95%) Land $100,000 Building $393,000	$493,000 (+418.95%) Land $100,000 Building $393,000
2023	$3,287.00 (+32.7%)	$95,000 (+9%) Land $95,000	$95,000 (+9%) Land $95,000
2022	$2,477.00	$50,000 Land $50,000	$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 826 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.