San Diego County property record for 5042 Caspian Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,344 sqft · built 1991 |
| Lot Size | 0.2 acres (8,703 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Jan 2017) |
| Tax Bill | $6,541 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-802-01-00 |
| Primary APN | 157-802-01-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,344 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 8,703 sqft (0.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5042 CASPIAN DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-SP |
| Legal Description | LOT 68 TR 012449 |
| Legal Subdivision | OCEANSIDE TERRACE |
| Legal Tract | 012449 |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18525 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5042 CASPIAN DR, OCEANSIDE, CA 92057-6338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG |
| Jul 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Jan 24, 2017 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2017 · Amount on Record |
| Deed Sale | Jan 24, 2017 · Amount on Record |
| Prior Sale | Aug 7, 1991 · Amount on Record |
| Deed Document Number | 201735724 |
| Prior Transfer Date | Oct 2, 2012 |
| Prior Transfer Doc | 0000635808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5042 CASPIAN DR, OCEANSIDE, CA 92057-6338 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006943 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 2018-0006943 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5042 CASPIAN DR, OCEANSIDE, CA 92057-6338 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 5042 CASPIAN DR, OCEANSIDE, CA 92057-6338 |
| Document Number | 0000308491 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-0308491 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5042 CASPIAN DR, OCEANSIDE, CA 92057-6338 |
| Document Number | 0000208570 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5042 CASPIAN DR OCEANSIDE CA 920576338, OCEANSIDE, CA 92057-6338 |
| Document Number | 0000208570 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 208570 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5042 CASPIAN DR, OCEANSIDE, CA 92057-6338 |
| Document Number | 0000309650 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | MEMBERS TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5042 CASPIAN DR OCEANSIDE CA 920576338, OCEANSIDE, CA 92057-6338 |
| Document Number | 0000309650 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 309650 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 24, 2017 |
| Property Address | 5042 CASPIAN DR, OCEANSIDE, CA 92057-6338 |
| Document Number | 0000035724 |
| Map Reference | MAP12449 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2017-0035724 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5042 CASPIAN DR, OCEANSIDE, CA 92057-6338 |
| Document Number | 0000035725 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 2017-0035725 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $585,970 (+2%) Land $160,322 Building $425,648 | |
| 2025 | $6,541.00 (+8.64%) | $574,481 (+4.04%) Land $157,179 Building $417,302 |
| 2023 | $6,021.00 (+0.25%) | $552,176 Land $151,077 Building $401,099 |
| 2022 | $6,006.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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