5041 Verdant Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 5041 Verdant Ln, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,579 sqft · built 1983
Lot Size	0.072 acres (3,140 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Oct 2022)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`256-0031-065-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0031-065-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,579 sqft Living Area
1st Floor Area	748 sqft
2nd Floor Area	831 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	3,140 sqft (0.072 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5041 VERDANT LN
City	CARMICHAEL
State	CA
Zip	95608-1628
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RD-10 (NPA
Legal Description	SHERWOOD FOREST, LOT 18
Legal Subdivision	SHERWOOD FOREST
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4010
Census Tract	5901

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS LOCAL UNION #3 FCU
Oct 28, 2022	Grant Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS LOCAL UNION #3 FCU
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPERATING ENGS LOCAL #3 FCU
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS #3 FCU
Jun 30, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Book / Page	20221028 / 47
Prior Transfer Date	Jun 21, 2004
Prior Transfer Doc	2004002915
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628

Mortgage

Document Number	0000001797
Date	Aug 24, 2021
Instrument	2021082401797

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 28, 2022
Property Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628
Document Number	0000000047
Map Reference	MB 143 MAP 14
Instrument Date	Oct 26, 2022
Instrument	2022102800047
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628

Mortgage

Document Number	0000000048
Date	Oct 28, 2022
Instrument	2022102800048

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628

Mortgage

Document Number	2021082401797
Date	Aug 24, 2021
Instrument	2021082401797

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628
Document Number	2002101315
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 VERDANT LN CARMICHAEL CA 956081628, CARMICHAEL, CA 95608-1628

Mortgage

Document Number	2002101315
Date	Feb 10, 2020
Instrument	2002101315

Lender

Name	OPERATING ENGS LOCAL #3 FCU
Type	Credit Union
Address	250 N CANYONS PKWY, LIVERMORE, CA 94551-9470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628
Document Number	1901221044
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 VERDANT LN CARMICHAEL CA 956081628, CARMICHAEL, CA 95608-1628

Mortgage

Document Number	1901221044
Date	Jan 22, 2019
Instrument	1901221044

Lender

Name	OPERATING ENGINEERS #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2017
Property Address	5041 VERDANT LN, CARMICHAEL, CA 95608-1628
Document Number	1706300080
Instrument Date	Jun 22, 2017
Instrument	1706300080
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 VERDANT LN CARMICHAEL CA 956081628, CARMICHAEL, CA 95608-1628

Mortgage

Document Number	1706300081
Date	Jun 30, 2017
Instrument	1706300081

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,034 (+2%) Land $95,508 Building $286,526
2025	$4,434.00 (+1%) Homeowner's exemption	$374,544 (+4.04%) Land $93,636 Building $280,908
2024	$4,390.00 (+2.62%)
2023	$4,278.00 (+17.53%) Homeowner's exemption	$360,000 Land $90,000 Building $270,000
2022	$3,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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