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5041 River Trce, Theodore, AL 36582 Property Records

Mobile County property record for 5041 River Trce, Theodore, AL 36582

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,218 sqft · built 1998
Lot Size1.16 acres (50,568 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Feb 2008)
Tax Bill$2,518 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone AE (high risk)
APNR023216010002001016

Property Details

APN / Parcel Number

Primary APNR023216010002001016
Alternative APNs
  • 32 16 01 0 002 001.016
  • 02113536
  • 2113536

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,218 sqft Living Area
1st Floor Area2,943 sqft
Upper Floors Area275 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area50,568 sqft (1.16 acres)
Lot Dimensions588 ft deep x 86 ft wide
Garage Area825 sqft
Parking Spaces3 Parking Spaces
Pool Area1 sqft
PorchPatio
Porch Area472 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number2113536
Street Address5041 RIVER TRCE
CityTHEODORE
StateAL
Zip36582-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 RIVER TRACE S/D MBK 42 P 30 #SEC 01 T5S R1W #MP32 16 01 0 002
Legal Range05S
Legal Township05S
Legal Section01
Legal SubdivisionRIVER TRACE S/D
Legal Lot Number16
JurisdictionMOBILE AL
Township / Civil DivisionTHEODORE
Census Block Group4
Census Block4005
Census Tract7000

Owner

5041 River Trce is owned and occupied by an individual who bought it in February 2008.

Source: Mobile County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address5041 RIVER TRCE, THEODORE, AL 36582-2527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2008 · Amount on File
Deed SaleFeb 14, 2008 · Amount on File
Prior SaleJul 20, 2007
Deed Document Number20089778
Deed Book / Page6332 / 1362
Prior Transfer DateFeb 4, 2008
Prior Transfer Doc0000009778
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address5041 RIVER TRCE, THEODORE, AL 36582-2527
Document Number0000007789
Instrument DateDec 19, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5041 RIVERTRACE DR THEODORE AL 36582, THEODORE, AL 36582

Mortgage

Document Number0000007789
DateFeb 14, 2018
Book Page007604/000063
Instrument7789
Lender
NameCENTURY BK
TypeBank
AddressGRAND BAY, AL 36541
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 13, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 5041 River Trce was $2,518 with a homeowner's exemption, up 4% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,518.00 (+3.96%) Homeowner's exemption$53,300 (+3.88%) Land $9,060 Building $44,240$533,000 (+3.88%) Land $90,600 Building $442,400
2024$2,422.00 (-2.26%) Homeowner's exemption$51,310 (-2.21%) Land $9,060 Building $42,250$513,100 (-2.21%) Land $90,600 Building $422,500
2023$2,478.00 Homeowner's exemption$52,470 Land $8,400 Building $44,070$524,700 Land $84,000 Building $440,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5041 River Trce in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 196 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies196 in force
Nearby Flood Claims35 (1998–2022)
Claims Outside the SFHA2 of 35
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Hurricane Nate, Oct 2017 · 2 claims
  • Hurricane Katrina, Aug 2005 · 22 claims
  • Hurricane Georges, Sep 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5041 River Trce is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 92% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Mediacom Xtream.

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