5041 Rhea Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5041 Rhea Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,166 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$699,990 (Oct 2023)
Tax Bill	$10,147 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202631013800015100`

Property Details

APN / Parcel Number

Primary APN	`202631013800015100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,166 sqft Heated Area
Gross Area	4,034 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Finished
Porch	Finished/Screened Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5041 RHEA DR
City	SAINT CLOUD
State	FL
Zip	34772-8789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 510
Legal Phase	5
Legal Lot Number	510
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 202631013800015100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5041 RHEA DR, SAINT CLOUD, FL 34772-8789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2023 · Amount on Record
Deed Sale	Oct 04, 2023 · Amount on Record
Deed Document Number	2023131031
Deed Book / Page	6485 / 167
Record Updated	Jun 08, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 04, 2023
Property Address	5041 RHEA DR, SAINT CLOUD, FL 34772-8789
Document Number	0064850167
Book / Page	6485 / 167
Map Reference	MB 32 PG 42&43
Instrument Date	Sep 28, 2023
Instrument	2023131031
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 RHEA DR, SAINT CLOUD, FL 34772-8789
Investor	Possibly a Property Investor

Mortgage

Document Number	0006485169
Date	Oct 04, 2023
Instrument	6485/169

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,147.00 (+193.69%) Homeowner's exemption	$509,400 (+410.42%) Land $105,000 Building $404,400	$509,400 (+410.42%) Land $105,000 Building $404,400
2023	$3,455.00 (+32.68%)	$99,800 (+90.1%) Land $99,800	$99,800 (+90.1%) Land $99,800
2022	$2,604.00	$52,500 Land $52,500	$52,500 Land $52,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 826 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.