5041 Edgewater Ct, Savage, MN 55378 Property Records

Scott County property record for 5041 Edgewater Ct, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,042 sqft · built 1998
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$428,000 (Sep 2020)
Tax Bill	$5,156 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-230013-0`

Property Details

APN / Parcel Number

Primary APN	`26-230013-0`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,042 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	1,302 sqft
Basement Area	996 sqft
Finished Basement	700 sqft
Unfinished Basement	146 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5041 EDGEWATER CT
City	SAVAGE
State	MN
Zip	55378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUFFERIN PARK 10TH ADDN LOT 013 BLOCK 001
Legal Subdivision	DUFFERIN PARK 10TH ADDN
Legal Block	1
Legal Lot Number	13
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1019
Census Tract	80207

Owner

5041 Edgewater Ct is owned and occupied by an individual who bought it in September 2020.

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5041 EDGEWATER CT, SAVAGE, MN 55378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Sep 26, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2020 · Amount on File
Deed Sale	Sep 26, 2020 · Amount on File
Prior Sale	Dec 26, 2001 · Amount on File
Deed Document Number	2020264347
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5041 EDGEWATER CT, SAVAGE, MN 55378
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T290069
Date	Oct 15, 2025
Instrument	T290069

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2045

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Sep 26, 2020
Property Address	5041 EDGEWATER CT, SAVAGE, MN 55378
Document Number	0000264347
Instrument Date	Aug 20, 2020
Instrument	264347
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,412.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5041 EDGEWATER CT, SAVAGE, MN 55378

Mortgage

Document Number	0000264348
Date	Sep 26, 2020
Instrument	264348

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5041 EDGEWATER CT, SAVAGE, MN 55378
Document Number	0000243300
Instrument Date	Nov 29, 2016
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5041 EDGEWATER CT SAVAGE MN 55378, SAVAGE, MN 55378

Mortgage

Document Number	0000243300
Date	Jan 5, 2017
Instrument	243300

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 5041 Edgewater Ct was $5,156 with a homeowner's exemption, up 4.5% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,156.00 (+4.5%) Homeowner's exemption	$484,000 Land $166,000 Building $318,000	$484,000 Land $166,000 Building $318,000
2025	$4,934.00 (-1.28%)
2024	$4,998.00 (+3.69%) Homeowner's exemption	$470,700 (-0.38%) Land $161,200 Building $309,500	$470,700 (-0.38%) Land $161,200 Building $309,500
2023	$4,820.00 Homeowner's exemption	$472,500 Land $161,200 Building $311,300	$472,500 Land $161,200 Building $311,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5041 Edgewater Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5041 Edgewater Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Netwave Broadband.

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