Charlotte County property record for 5040 Useppa Ct, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,503 sqft · built 1989 |
| Lot Size | 0.235 acres (10,223 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100 (Apr 2016) |
| Tax Bill | $9,677 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412224352002 |
| Primary APN | 412224352002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,503 sqft Living Area |
| Gross Area | 4,757 sqft |
| Upper Floors Area | 1,279 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 10,223 sqft (0.235 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Driveway | Driveway |
| Driveway Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 35 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 384 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Loading Dock | 623 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952050009004 |
|---|---|
| Street Address | 5040 USEPPA CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK148 LT 8 641/1719 825/169 981/440 1551/7 DC1671/930-GCT 2804/1905 3170/1354 CT3622/796 3799/1788 4141/1072 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 24 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 148 |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10405 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5040 USEPPA CT, PUNTA GORDA, FL 33950-8556 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on Record |
| Deed Sale | Apr 1, 2016 · Amount on Record |
| Prior Sale | Sep 4, 2013 · Amount on Record |
| Deed Book / Page | 4141 / 1072 |
| Last Transfer Date | Apr 20, 2016 |
| Transfer Doc | 0041411072 |
| Record Updated | Sep 20, 2026 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,677.00 (-9.47%) Homeowner's exemption | $623,301 (+5.99%) | $770,118 (-13.45%) Land $361,250 Building $408,868 |
| 2024 | $10,689.00 (+2.26%) | ||
| 2023 | $10,453.00 (+3.83%) Homeowner's exemption | $588,092 (+3%) | $889,755 (+10.9%) Land $425,000 Building $464,755 |
| 2022 | $10,067.00 Homeowner's exemption | $570,963 | $802,303 Land $320,450 Building $481,853 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures