5040 Trail St, Norco, CA 92860 Property Records

Riverside County property record for 5040 Trail St, Norco, CA 92860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,946 sqft · built 1976
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Sep 2019)
Tax Bill	$6,298 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-092-022`

Property Details

APN / Parcel Number

Primary APN	`121-092-022`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,946 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5040 TRAIL ST
City	NORCO
State	CA
Zip	92860-2461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 MB 084/013 TR 5777-2
Legal Subdivision	TRACT NO 5777 2
Legal Tract	5777-2
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CORONA
Census Block Group	2
Census Block	2007
Census Tract	40806

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18510 WHITE OAK DR, YORBA LINDA, CA 92886-5355
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 20, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 20, 2019	Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL
Oct 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	2019372424
Prior Transfer Date	Oct 25, 2018
Prior Transfer Doc	0000424290
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5040 TRAIL ST, NORCO, CA 92860-2461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395369
Date	Aug 26, 2020
Instrument	2020-0395369

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 20, 2019
Property Address	5040 TRAIL ST, NORCO, CA 92860-2461
Document Number	0000372438
Instrument Date	Sep 3, 2019
Instrument	372438
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 TRAIL ST NORCO CA 928602461, NORCO, CA 92860-2461

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 20, 2019
Property Address	5040 TRAIL ST, NORCO, CA 92860-2461
Document Number	0000372424
Instrument Date	Aug 28, 2019
Instrument	372424
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 TRAIL ST NORCO CA 928602461, NORCO, CA 92860-2461

Mortgage

Document Number	372425
Date	Sep 20, 2019
Instrument	372425

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 26, 2018
Property Address	5040 TRAIL ST, NORCO, CA 92860-2461
Document Number	0000424290
Instrument Date	Oct 25, 2018
Instrument	424290
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5528 ROUNDUP RD NORCO CA 928602445, NORCO, CA 92860-2445

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Norco City
Unified School District	Corona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,909 (+2%) Land $167,325 Building $401,584
2025	$6,298.00 (+4.84%)	$557,755 (+4.04%) Land $164,045 Building $393,710
2023	$6,007.00 (+1.87%)	$536,099 Land $157,676 Building $378,423
2022	$5,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORCO serves 25,068 people · EPA ID CA3310025
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	42 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail St

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