5040 Terry Dr, Alton, IL 62002 Property Records

Madison County property record for 5040 Terry Dr, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,878 sqft · built 1965
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jan 2023)
Tax Bill	$5,255 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2017 Line of Credit + 1 more
APN	`24-2-01-25-01-101-002`

Property Details

APN / Parcel Number

Primary APN	`24-2-01-25-01-101-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	97,139 sqft (2.23 acres)
Lot Dimensions	400 ft deep x 243 ft wide
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	12 Parking Spaces
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5040 TERRY DR
City	ALTON
State	IL
Zip	62002-6950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OWEN TURNER SUBD LOTS 1 & 2 & S 43' LT 3 243 X 400
Legal Subdivision	OWEN TURNER SUBD
Legal Lot Number	1-2
Jurisdiction	MADISON IL
Township / Civil Division	GODFREY
Census Block Group	2
Census Block	2039
Census Tract	402701

Owner

5040 Terry Dr is owned and occupied by an individual who bought it in January 2023.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5040 TERRY DR, ALTON, IL 62002-6950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
May 24, 2017	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Apr 13, 2016 · Amount on File
Deed Document Number	2023669
Prior Transfer Date	Jul 1, 2010
Prior Transfer Doc	0000025293
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 6, 2023
Property Address	5040 TERRY DR, ALTON, IL 62002-6950
Document Number	0000000669
Map Reference	PB 34 PG 106
Instrument Date	Dec 30, 2022
Instrument	2023R00669
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	MADISON COUNTY TITLE, MADISON COUNTY TITLE II

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	922 WALNUT ST STE 1100, 1100, KANSAS CITY, MO 64106-1820

Mortgage

Document Number	0000000670
Date	Jan 6, 2023
Instrument	2023R00670

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	5040 TERRY DR, ALTON, IL 62002-6950
Document Number	0000019073
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 TERRY DR ALTON IL 620026950, ALTON, IL 62002-6950

Mortgage

Document Number	0000019073
Date	Jun 8, 2017
Instrument	19073

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 7, 2027

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	5040 TERRY DR, ALTON, IL 62002-6950
Document Number	0000002012
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 TERRY DR ALTON IL 620026950, ALTON, IL 62002-6950

Mortgage

Document Number	0000002012
Date	Jan 19, 2017
Instrument	2012

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 18, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5040 Terry Dr was $5,255 with a homeowner's exemption, up 6.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
Municipality	Godfrey Village
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,255.00 (+6.59%)	$84,640 Land $11,930 Building $72,710	$253,920 Land $35,790 Building $218,130
2024	$4,930.00
2022	$4,351.00	$66,800 Land $9,410 Building $57,390	$200,600 Land $28,258 Building $172,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5040 Terry Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1979–2001)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5040 Terry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOSTERBURG PWD serves 7,940 people · EPA ID IL1195220
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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