5040 Shrub Leaf Aly, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5040 Shrub Leaf Aly, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	4,356 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$405,000 (2026)
Tax Bill	$894.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`08-26-31-0128-0001-2040`
Alternative APN	`263108012800012040`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	5040 SHRUB LEAF ALY
City	SAINT CLOUD
State	FL
Zip	34771-6816
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	LANDINGS AT LIVE OAK LAKE PB 35 PGS 1-7 LOT 204
Legal Subdivision	LANDINGS AT LIVE OAK LAKE
Legal Lot Number	204
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records · APN 08-26-31-0128-0001-2040

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5040 SHRUB LEAF ALY, SAINT CLOUD, FL 34771-6816
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2026 · Amount on Record
Deed Sale	Aug 03, 2026 · Amount on Record
Deed Doc Number	2026101020
Deed Book / Page	7014 / 15
Record Refreshed	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 03, 2026
Property Address	5040 SHRUB LEAF ALY, SAINT CLOUD, FL 34771-6816
Document Number	0000101020
Book / Page	7014 / 15
Instrument Date	Jul 22, 2026
Instrument	2026101020
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$286,335.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 SHRUB LEAF ALY, SAINT CLOUD, FL 34771-6816

Mortgage

Document Number	0000101021,
Date	Aug 03, 2026
Instrument	2026101021

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$894.00 (+25.39%)	$50,000 Land $50,000	$50,000 Land $50,000
2024	$713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.