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5040 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 5040 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,649 sqft · built 2005
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Dec 2022)
Tax Bill$6,262 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Dec 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0432.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0432.0-0-0000
Alternative APNs
  • 40-38-41-009-000-04320-0
  • 914959

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,649 sqft Living Area
Gross Area3,102 sqft
1st Floor Area1,941 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,011 sqft (0.138 acres)
View / LotHomesite
Garage TypeAttached
Garage Area453 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area426 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number914959
Street Address5040 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 432 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block1
Legal Lot Number432
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1002
Census Tract1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5040 SE GRAHAM DR, STUART, FL 34997-1546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Dec 9, 2022Warranty Deed, Transfer
PATCH REEF TITLE COMPANY INC
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 11, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2022 · Amount on Record
Deed SaleDec 9, 2022 · Amount on Record
Prior SaleJun 11, 2021 · Amount on Record
Deed Document Number20222992920
Deed Book / Page3349 / 1912
Prior Transfer DateAug 17, 2006
Prior Transfer Doc0021761551
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5040 SE GRAHAM DR, STUART, FL 34997-1546
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5040 SE GRAHAM DR, STUART, FL 34997-1546

Mortgage

Document Number0035501199
DateFeb 24, 2026
Book Page3550/1199
Instrument3171829
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 28, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 9, 2022
Property Address5040 SE GRAHAM DR, STUART, FL 34997-1546
Document Number0033491912
Book / Page3349 / 1912
Map ReferenceMB 15 PG 89
Instrument DateDec 9, 2022
Instrument2992920
Transaction TypeTransfer
Record UpdatedDec 30, 2022
Title CompanyPATCH REEF TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4425 MILITARY TRL STE 109, 109, JUPITER, FL 33458-4817

Transferred To (Grantee/Buyer)

NameVerified Name
Address5040 SE GRAHAM DR, STUART, FL 34997-1546

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5040 SE GRAHAM DR, STUART, FL 34997-1546
Transaction TypeMortgage
Record UpdatedAug 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032451422
DateAug 2, 2021
Book Page3245/1422
Instrument2905475
Lender
NameBANK OF AMERICA NA
TypeBank
AddressHOUSTON, TX 77046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 11, 2021
Property Address5040 SE GRAHAM DR, STUART, FL 34997-1546
Document Number0032321251
Book / Page3232 / 1251
Map ReferenceMB 15 PG 89
Instrument DateJun 11, 2021
Instrument2895095
Transaction TypeTransfer
Record UpdatedJul 9, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2365 WABURTON TER, 2365, WELLINGTON, FL 33414-6415

Transferred To (Grantee/Buyer)

NameVerified Name
Address4425 MILITARY TRL STE 109, 109, JUPITER, FL 33458-4817

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,262.00 (-0.74%) Homeowner's exemption$409,460 (+5.99%)$511,690 (+11.97%) Land $160,000 Building $351,690
2024$6,309.00 (+1.96%)
2023$6,188.00 (-16.32%) Additional exemption filed$386,332 (-7.84%)$456,990 (+9.02%) Land $125,000 Building $331,990
2022$7,395.00$419,190 Land $100,000 Building $319,190$419,190 Land $100,000 Building $319,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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