1. Home
  2. Florida
  3. Martin County
  4. Stuart
  5. SE Ebbtide Ave

5040 SE Ebbtide Ave, Stuart, FL 34997 Property Records

Martin County property record for 5040 SE Ebbtide Ave, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 2020
Lot Size0.164 acres (7,144 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jun 2020)
Tax Bill$5,586 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Apr 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN51-38-41-001-023-0011.0-0-0000

Property Details

APN / Parcel Number

Primary APN51-38-41-001-023-0011.0-0-0000
Alternative APNs
  • 51-38-41-001-023-00110-0
  • 1114587

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,144 sqft (0.164 acres)
View / LotWater View
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1114587
Street Address5040 SE EBBTIDE AVE
CitySTUART
StateFL
Zip34997-3163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLK 23 PORT SALERNO OR 338/2390
Legal Range41E
Legal Township38S
Legal Section51
Legal SubdivisionPORT SALERNO
Legal Block23
Legal Lot Number11
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2002
Census Tract1200

Owner

Source: Martin County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Apr 21, 2026Quit Claim Deed, Transfer · Conventional Mortgage
GOLDEN TITLE, HOLDEN TITLE
Apr 21, 2026Quit Claim Deed, Transfer · Conventional Mortgage
READY MORTGAGE LENDERS LLC
Dec 4, 2023Quit Claim Deed, Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Dec 4, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 17, 2020Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Deed Document Number2020213
Deed Book / Page3136 / 328
Last Transfer DateNov 14, 2023
Transfer Doc0034091508
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163

Mortgage

Document Number0033331602
DateAug 30, 2022
Book Page3333/1602
Instrument2978340
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateApr 21, 2026
Property Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163
Document Number0003181497
Book / Page3561 / 2006
Instrument DateMar 30, 2026
Instrument20263181497
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyGOLDEN TITLE, HOLDEN TITLE

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163

Mortgage

Document Number0003181498,
DateApr 21, 2026
Instrument20263181498
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateApr 21, 2026
Property Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163
Document Number0035612006
Book / Page3561 / 2006
Instrument DateMar 30, 2026
Instrument20263181497
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyHOLDEN TITLE OF STUART, HOLDEN TITLE

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163

Mortgage

Document Number0003181498,
DateApr 21, 2026
Instrument20263181498
Lender
NameREADY MORTGAGE LENDERS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateDec 4, 2023
Property Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163
Document Number0034091510
Book / Page3409 / 1510
Map ReferenceMB 1 PG 132
Instrument DateNov 21, 2023
Instrument3047571
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyWOODEN TITLE AND ESCROW, HOLDEN TITLE AND ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5030 SE EBBTIDE AVE, STUART, FL 34997-3163

Transferred To (Grantee/Buyer)

NameVerified Name
Address5030 SE EBBTIDE AVE, STUART, FL 34997-3163

Mortgage

Document Number0034091512
DateDec 4, 2023
Instrument3409/1512
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateDec 4, 2023
Property Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163
Document Number0034091508
Book / Page3409 / 1508
Map ReferenceMB 1 PG 132
Instrument DateOct 14, 2023
Instrument3047570
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163

Transferred To (Grantee/Buyer)

NameVerified Name

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 17, 2020
Property Address5040 SE EBBTIDE AVE, STUART, FL 34997-3163
Document Number0031360328
Book / Page003136 / 000328
Instrument DateJun 12, 2020
Instrument2820213
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5040 SE EBBTIDE AVE STUART FL 34997, STUART, FL 34997

Mortgage

Document Number31360329
DateJun 17, 2020
Book Page003136/000329
Instrument2820214
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,586.00 (+0.22%)$324,920 (+61.38%) Land $90,000 Building $234,920$324,920 (+17.15%) Land $90,000 Building $234,920
2024$5,574.00 (+85.18%)
2023$3,010.00 (+4.08%) Additional exemption filed$201,337 (+3%)$277,350 (+12.05%) Land $90,000 Building $187,350
2022$2,892.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$195,473$247,530 Land $80,000 Building $167,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1994–2004)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

Nearby Properties on SE Ebbtide Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures