5040 Monetta Ln, Sacramento, CA 95835 Property Records

Sacramento County property record for 5040 Monetta Ln, Sacramento, CA 95835

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,436 sqft · built 2002
Lot Size	0.191 acres (8,306 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,426 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`225-1580-032-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1580-032-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,436 sqft Living Area
1st Floor Area	2,436 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,306 sqft (0.191 acres)
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5040 MONETTA LN
City	SACRAMENTO
State	CA
Zip	95835-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-PUD
Legal Description	WESTBOROUGH VLG 03 PH 01, LOT 32
Legal Subdivision	WESTBOROUGH VLG 03 PH 01
Legal Lot Number	32
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1022
Census Tract	7107

Owner

5040 Monetta Ln is owned and occupied by two individuals who acquired it in September 2019.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5040 MONETTA LN, SACRAMENTO, CA 95835-2029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 27, 2019	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019
Deed Sale	Sep 27, 2019
Prior Sale	Aug 14, 2015 · Amount on File
Deed Book / Page	20190927 / 450
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	9270000000450
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5040 MONETTA LN, SACRAMENTO, CA 95835-2029
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 MONETTA LN, SACRAMENTO, CA 95835-2029

Mortgage

Document Number	0000000046
Date	Sep 20, 2024
Instrument	202409200046

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Apr 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5040 MONETTA LN, SACRAMENTO, CA 95835-2029
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 MONETTA LN, SACRAMENTO, CA 95835-2029

Mortgage

Document Number	0000001256
Date	Jun 2, 2021
Instrument	202106021256

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5040 MONETTA LN, SACRAMENTO, CA 95835-2029
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 MONETTA LN, SACRAMENTO, CA 95835-2029

Mortgage

Document Number	6020000001256
Date	Jun 2, 2021
Book Page	20210602/1256

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 27, 2019
Property Address	5040 MONETTA LN, SACRAMENTO, CA 95835-2029
Document Number	1909270450
Instrument Date	Sep 19, 2019
Instrument	1909270450
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5040 MONETTA LN SACRAMENTO CA 958352029, SACRAMENTO, CA 95835-2029

Mortgage

Document Number	1909270451
Date	Sep 27, 2019
Instrument	1909270451

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5040 Monetta Ln was $9,426, down 3.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,234 (+2%) Land $271,678 Building $271,556
2025	$9,426.00 (-3.77%)	$532,583 Land $266,351 Building $266,232
2024	$9,795.00 (-1.99%)
2023	$9,994.00 (+30.79%)	$511,904 Land $256,009 Building $255,895
2022	$7,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5040 Monetta Ln in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 507 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	507 in force
Nearby Flood Claims	41 (1980–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 9 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5040 Monetta Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, DigitalPath, Succeed.Net, Zeta Broadband.

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