5040 John St, Chesapeake, VA 23321 Property Records

Suffolk City property record for 5040 John St, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 2005
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Jun 2008)
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Apr 2022 Refinance Apr 2016 Mortgage + 3 more
APN	`0091001000290`

Property Details

APN / Parcel Number

Primary APN	`0091001000290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5040 JOHN ST
City	CHESAPEAKE
State	VA
Zip	23321-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	75 JOHN ST PUGHSVILLE
Legal Subdivision	PUGHSVILLE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1016
Census Tract	75206

Owner

Source: Suffolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5040 JOHN ST, CHESAPEAKE, VA 23321-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Apr 14, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 17, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jul 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage AMERIGROPUB MTG CORP
Jun 10, 2005	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2008 · Amount on Record
Deed Sale	Jun 17, 2008 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Book / Page	7520 / 409
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5040 JOHN ST, CHESAPEAKE, VA 23321-1526
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010546/853
Date	Apr 13, 2022
Book Page	10546/853
Instrument	220012575

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5040 JOHN ST, CHESAPEAKE, VA 23321-1526
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009632/930
Date	Apr 14, 2016
Book Page	9632/930
Instrument	160009337

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Mar 1, 2044

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5040 JOHN ST, CHESAPEAKE, VA 23321-1526
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10843/1784
Date	Apr 17, 2025
Book Page	10843/1784
Instrument	250007756

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5040 JOHN ST, CHESAPEAKE, VA 23321-1526
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008765/565
Date	Jul 26, 2012
Book Page	8765/565

Lender

Name	AMERIGROPUB MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

Interest

Rate Type	Fixed Rate

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 10, 2005
Property Address	5040 JOHN ST, CHESAPEAKE, VA 23321-1526
Document Number	006041/537
Book / Page	6041 / 537
Instrument Date	Jun 9, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006041539
Date	Jun 10, 2005
Instrument	6041/539

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,000 (+0.82%) Land $130,000 Building $142,000	$272,000 (+0.82%) Land $130,000 Building $142,000
2025	$2,725.00 (+46.98%)	$269,800 (+13.5%) Land $120,000 Building $149,800	$269,800 (+13.5%) Land $120,000 Building $149,800
2023		$237,700 (+5.93%) Land $110,000 Building $127,700	$237,700 (+5.93%) Land $110,000 Building $127,700
2022		$224,400 Land $105,000 Building $119,400	$224,400 Land $105,000 Building $119,400
2019	$1,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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