5040 Fox Cliff Dr, Lakeland, FL 33810 Property Records

Polk County property record for 5040 Fox Cliff Dr, Lakeland, FL 33810

Property Summary

Property Type	Mobile Home
Details	1,152 sqft · built 1985
Lot Size	0.107 acres (4,665 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Aug 2020)
Tax Bill	$732 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-26-010010-005230`

Property Details

APN / Parcel Number

Primary APN	`23-27-26-010010-005230`
Alternative APNs	`262723010010005230` `62723000`

Interior

Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Lot Area	4,665 sqft (0.107 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Pool House	Pool House
Porch	Porch

Location & Zoning

Street Address	5040 FOX CLIFF DR
City	LAKELAND
State	FL
Zip	33810-3024
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FOXWOOD LAKE ESTS PHASE ONE PB 72 PG 23/27 LOT 523 & INT IN COMMON AREAS
Legal Range	23E
Legal Township	27S
Legal Section	26
Legal Subdivision	FOXWOOD LAKE ESTATES PHASE ONE
Legal Phase	1
Legal Tract	10010
Legal Block	1
Legal Lot Number	523
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1011
Census Tract	12127

Owner

5040 Fox Cliff Dr, a mobile home, is owned and occupied by an individual who bought it in August 2020.

Source: Polk County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5040 FOX CLIFF DR, LAKELAND, FL 33810-3024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Deed Document Number	2020177353
Deed Book / Page	11353 / 1243
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 27, 2020
Property Address	5040 FOX CLIFF DR, LAKELAND, FL 33810-3024
Document Number	0113531243
Book / Page	011353 / 001243
Instrument Date	Aug 21, 2020
Instrument	177353
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 FOX CLIFF DR LAKELAND FL 338103024, LAKELAND, FL 33810-3024

Mortgage

Document Number	113531245
Date	Aug 27, 2020
Book Page	011353/001245
Instrument	177354

Lender

Name	LANDMARK MORTGAGE & ASSOCIATES INC LANDMARK MORTGAGE & ASSOCIATES INC
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5040 Fox Cliff Dr was $732 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,029 (+2.7%)	$150,927 (-16.2%) Land $30,000 Building $120,927
2025	$732.00 Homeowner's exemption	$84,741	$180,114 Land $30,000 Building $150,114
2023	$666.00 (+5.55%) Homeowner's exemption	$79,954 (+3%)	$116,970 (+8.61%) Land $29,000 Building $87,970
2022	$631.00 Homeowner's exemption	$77,625	$107,697 Land $24,000 Building $83,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5040 Fox Cliff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5040 Fox Cliff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20