5040 Ely Rd SW, Cedar Rapids, IA 52404 Property Records

Linn County property record for 5040 Ely Rd SW, Cedar Rapids, IA 52404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,882 sqft · built 1998
Lot Size	1.87 acres (81,892 sqft)
Owner	Individual Name on File
Last Sale	$9,500 (Apr 1998)
Tax Bill	$5,762 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19112-77001-00000`

Property Details

APN / Parcel Number

Primary APN	`19112-77001-00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	1,582 sqft
Basement Area	1,568 sqft
Finished Basement	300 sqft
Unfinished Basement	1,268 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,892 sqft
Porch	Porch
Deck Area	15 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5040 ELY RD SW
City	CEDAR RAPIDS
State	IA
Zip	52404-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIMMELS 1ST STR/LB 1
Legal Range	7W
Legal Township	82N
Legal Section	11
Legal Subdivision	HIMMELS 1ST
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	3
Census Block	3007
Census Tract	3003

Owner

5040 Ely Rd SW is owned and occupied by an individual who acquired it in August 2025.

Source: Linn County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	5040 ELY RD SW, CEDAR RAPIDS, IA 52404-7426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 1998 · Amount on File
Deed Sale	Apr 24, 1998 · Amount on File
Deed Document Number	199859765
Deed Book / Page	3669 / 606
Last Transfer Date	Aug 20, 2025
Transfer Doc	0000022774
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	May 13, 2026
Property Address	5040 ELY RD SW, CEDAR RAPIDS, IA 52404-7426
Document Number	0000012996
Instrument Date	May 1, 2026
Instrument	202612996
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 ELY RD SW, CEDAR RAPIDS, IA 52404-7426

Mortgage

Document Number	0000012996,
Date	May 13, 2026
Instrument	202612996

Lender

Name	ATRIUM CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5040 Ely Rd SW was $5,762, down 0.8% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,100 (-) Land $49,000 Building $295,100	$344,100 (-) Land $49,000 Building $295,100
2025	$5,762.00 (-0.76%)	$344,100 Land $49,000 Building $295,100	$344,100 Land $49,000 Building $295,100
2024	$5,806.00
2023		$323,900 Land $49,000 Building $274,900	$323,900 Land $49,000 Building $274,900
2022	$5,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5040 Ely Rd SW in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5040 Ely Rd SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20