5040 E Lachance Rd, Hayden, ID 83835 Property Records

Kootenai County property record for 5040 E Lachance Rd, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,630 sqft · built 2020
Lot Size	22.3 acres (972,390 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`52N03W284000`

Property Details

APN / Parcel Number

Primary APN	`52N03W284000`
Alternative APN	`123689`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,630 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Frame
Foundation Type	Concrete
Lot Area	972,390 sqft (22.3 acres)
Garage Type	Attached
Garage Area	3,339 sqft
Parking Spaces	11 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater

Location & Zoning

Account Number	123689
Street Address	5040 E LACHANCE RD
City	HAYDEN
State	ID
Zip	83835-5184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX#24297 [IN GOVT LT 2] 2852N03W
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2004
Census Tract	202

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	5040 E LACHANCE RD, HAYDEN, ID 83835-5184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2015
Deed Sale	Oct 1, 2015
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	5040 E LACHANCE RD, HAYDEN, ID 83835-5184
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2800325000
Date	Dec 22, 2020
Instrument	2800325000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (-5.11%) Homeowner's exemption	$943,441 (-0.5%) Land $295,271 Building $648,170	$1,259,192 (+15.73%) Land $611,022 Building $648,170
2024	$2,816.00 (+3.26%)
2023	$2,727.00 (-27.22%) Homeowner's exemption	$948,224 (-10.26%) Land $326,246 Building $621,978	$1,088,048 (-9.08%) Land $466,070 Building $621,978
2022	$3,747.00 Homeowner's exemption	$1,056,603 Land $348,411 Building $708,192	$1,196,762 Land $488,570 Building $708,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Wired or Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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