5040 Curtis St, Dearborn, MI 48126 Property Records

Wayne County property record for 5040 Curtis St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,785 sqft · built 2014
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$324,000 (Oct 2014)
Tax Bill	$9,267 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82 09 132 03 027`

Property Details

APN / Parcel Number

Primary APN	`82 09 132 03 027`
Alternative APN	`320913203009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,785 sqft Living Area
1st Floor Area	1,633 sqft
Basement Area	1,393 sqft
Unfinished Basement	1,393 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 51 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5040 CURTIS ST
City	DEARBORN
State	MI
Zip	48126-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	NORTHERLY 18 FT OF LOT 156 AND SOUTHERLY 33 FT OF LOT 157, SCHAEFER HEIGHTS SUB SEC 13 (51' X 113')
Legal Subdivision	SCHAEFER HEIGHTS
Legal Lot Number	156-157
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2015
Census Tract	574301

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5040 CURTIS ST, DEARBORN, MI 48126-4126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2014 · Amount on Record
Deed Sale	Oct 30, 2014 · Amount on Record
Prior Sale	Oct 21, 2013 · Amount on Record
Deed Document Number	2014425605
Deed Book / Page	51832 / 1314
Prior Transfer Date	Jun 25, 2004
Prior Transfer Doc	0000370205
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5040 CURTIS ST, DEARBORN, MI 48126-4126
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 CURTIS ST, DEARBORN, MI 48126-4126

Mortgage

Document Number	0567840832
Date	Jun 8, 2021
Book Page	56784/832
Instrument	2021244792

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,500 (+2.58%)	$381,000 (+2.58%)
2025	$9,267.00 (-0.24%) Homeowner's exemption	$185,700 (-25.21%)	$371,400 (-25.21%)
2023		$248,300	$496,600
2019	$9,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20