5040 Cottage Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5040 Cottage Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,611 sqft · built 1958
Lot Size0.235 acres (10,250 sqft)
OwnerCompany Name on File
Tax Bill$1,123 (2025)
Deeds & MortgagesOct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN282-0212-011-0000

Property Details

APN / Parcel Number

Primary APN282-0212-011-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,611 sqft Living Area
1st Floor Area1,611 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialWood Shingle
Lot Area10,250 sqft (0.235 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5040 COTTAGE WAY
CityCARMICHAEL
StateCA
Zip95608-5463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionLINDEN GROVE, LOT 31
Legal SubdivisionLINDEN GROVE
Legal Lot Number31
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4000
Census Tract5801

Owner

Source: Sacramento County records · APN 282-0212-011-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5040 COTTAGE WAY, CARMICHAEL, CA 95608-5463
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 14, 1995
Transfer Doc9511000928
Record UpdatedSep 20, 2026

October 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSACRAMENTO CA
Recording DateOct 17, 2018
Property Address5040 COTTAGE WAY, CARMICHAEL, CA 95608-5463
Document Number1810170964
Instrument DateOct 15, 2018
Instrument1810170964
Transaction TypeTransfer
Record UpdatedOct 30, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5040 COTTAGE WAY CARMICHAEL CA 956085463, CARMICHAEL, CA 95608-5463

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$96,407 (+2%) Land $19,254 Building $77,153
2025$1,123.00 (+1.08%) Homeowner's exemption$94,518 (+4.04%) Land $18,877 Building $75,641
2024$1,111.00 (+2.68%)
2023$1,082.00 (+0.74%) Homeowner's exemption$90,849 Land $18,145 Building $72,704
2022$1,074.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Consolidated Communications
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, Succeed.Net.

Based on FCC filings for 532 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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