5040 Clearfields Ct, Crozet, VA 22932 Property Records

Albemarle County property record for 5040 Clearfields Ct, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,387 sqft · built 2001
Lot Size	0.283 acres (12,327 sqft)
Owner	Individual Name on Record
Last Sale	$408,000 (Jun 2017)
Tax Bill	$5,751 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056E0-02-00-00600`

Property Details

APN / Parcel Number

Primary APN	`056E0-02-00-00600`
Alternative APN	`17365`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,387 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	12,327 sqft (0.283 acres)
Garage Area	446 sqft

Exterior Amenities

Porch	Slab
Porch Area	245 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5040 CLEARFIELDS CT
City	CROZET
State	VA
Zip	22932-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	WESTERN RIDGE 6 PH-4A
Legal Subdivision	WESTERN RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	2
Census Block	2000
Census Tract	11102

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5040 CLEARFIELDS CT, CROZET, VA 22932-3146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA COMMUNITY CREDIT UNION
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MTG
Jun 2, 2017	Grant Deed, Transfer · Conventional Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	20176179
Deed Book / Page	4916 / 605
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5040 CLEARFIELDS CT, CROZET, VA 22932-3146
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600002383
Date	Mar 18, 2026
Instrument	202600002383

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 15, 2026
Property Address	5040 CLEARFIELDS CT, CROZET, VA 22932-3146
Document Number	0000005858
Instrument Date	Mar 9, 2026
Instrument	20265858
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 CLEARFIELDS CT, CROZET, VA 22932-3146

Mortgage

Document Number	0000005858,
Date	Jun 15, 2026
Instrument	20265858

Lender

Name	UNIVERSITY/VA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5040 CLEARFIELDS CT, CROZET, VA 22932-3146
Document Number	0000005614
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5040 CLEARFIELDS CT CROZET VA 229323146, CROZET, VA 22932-3146

Mortgage

Document Number	0000005614
Date	May 15, 2020
Book Page	005316/000780
Instrument	5614

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 2, 2017
Property Address	5040 CLEARFIELDS CT, CROZET, VA 22932-3146
Document Number	0000006179
Book / Page	004916 / 000605
Instrument Date	May 25, 2017
Instrument	6179
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5040 CLEARFIELDS CT CROZET VA 229323146, CROZET, VA 22932-3146

Mortgage

Document Number	6180
Date	Jun 2, 2017
Book Page	004916/000609
Instrument	6180

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,751.00 (+15.97%)	$643,300 (+15.95%) Land $200,000 Building $443,300	$643,300 (+15.95%) Land $200,000 Building $443,300
2025	$4,959.00 (+18.64%)	$554,800 (+13.34%) Land $177,500 Building $377,300	$554,800 (+13.34%) Land $177,500 Building $377,300
2023	$4,180.00	$489,500 Land $167,500 Building $322,000	$489,500 Land $167,500 Building $322,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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