5040 Chavez Ln, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 5040 Chavez Ln, Chesapeake Beach, MD 20732 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,735 sqft · built 2005
Lot Size	1.91 acres (83,200 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jun 2010)
Tax Bill	$7,472 (2023)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-089483`

Property Details

APN / Parcel Number

Primary APN	`02-089483`
Alternative APNs	`2089483` `089483`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,735 sqft Total Area
1st Floor Area	3,630 sqft
Basement Area	2,907 sqft
Finished Basement	2,907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	83,200 sqft (1.91 acres)
Garage Type	Mixed
Garage Area	1,960 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	648 sqft
Deck Area	705 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089483
Old Parcel Number	2089483
Street Address	5040 CHAVEZ LN
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 PLAT 2 WILLOWS WOOD
Legal Subdivision	WILLOWS WOOD 02
Legal Lot Number	34
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860502

Owner

Source: Calvert County records · APN 02-089483

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5040 CHAVEZ LN, CHESAPEAKE BEACH, MD 20732-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2010 · Amount on Record
Deed Sale	Jun 15, 2010 · Amount on Record
Prior Sale	Jun 15, 2010 · Amount on Record
Deed Document Number	102234
Deed Book / Page	03522 / 0137
Prior Transfer Date	Jun 09, 2010
Prior Transfer Doc	0035220137
Record Updated	Jun 07, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	5040 CHAVEZ LN, CHESAPEAKE BEACH, MD 20732-4225
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	QUIET TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056060385
Date	Jun 04, 2020
Book Page	5606/385

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,472.00	$719,167	$760,700 Land $169,100 Building $591,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098605021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 72 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force 49 of 72 on primary residences
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024, tidal / storm surge
Flood Events	Tropical Storm Isaias (Aug 2020), 2 claims Hurricane Isabel (Sep 2003), 15 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.