5040 Buffalo Rd, Florence, MO 65329 Property Records

Morgan County property record for 5040 Buffalo Rd, Florence, MO 65329

Property Summary

Property Type	Rural Home
Details	1 ba · 1,764 sqft · built 2005
Lot Size	35.1 acres (1,529,827 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-3.0-05-000-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`04-3.0-05-000-000-003.000`

Interior

Full Baths	1 Bath
Building Area	1,764 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,529,827 sqft (35.1 acres)
Garage Type	Mixed
Garage Area	720 sqft
Carport	Carport
Carport Area	168 sqft
Parking Spaces	3 Parking Spaces
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	5040 BUFFALO RD
City	FLORENCE
State	MO
Zip	65329-2225
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 3/4 NW W OF CO. RD.
Jurisdiction	MORGAN MO
Township / Civil Division	MILL CREEK
Census Block Group	1
Census Block	1053
Census Tract	470100

Owner

Source: Morgan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5040 BUFFALO RD, FLORENCE, MO 65329-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 13, 2020	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025
Deed Sale	Mar 21, 2025
Prior Sale	Jul 25, 2007
Deed Document Number	0020251287
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	202005856
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	5040 BUFFALO RD, FLORENCE, MO 65329-2225
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 BUFFALO RD, FLORENCE, MO 65329-2225

Mortgage

Document Number	0202200396
Date	Jan 21, 2022
Instrument	202200396

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Oct 13, 2020
Property Address	5040 BUFFALO RD, FLORENCE, MO 65329-2225
Document Number	0202005856
Instrument Date	Oct 9, 2020
Instrument	202005856
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	N TITLE COMPANY, TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 BUFFALO RD, FLORENCE, MO 65329-2225

Mortgage

Document Number	0202005857
Date	Oct 13, 2020
Instrument	202005857

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00 (+7.93%)	$27,540 (+11.86%)
2024			$158,400 (+11.94%) Land $48,900 Building $109,500
2023	$996.00 (-0.4%)	$24,620
2022	$1,000.00 (+16.01%)		$141,500 Land $43,400 Building $98,100
2011	$862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

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