5040 Big Bend Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5040 Big Bend Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,404 sqft · built 2018
Lot Size	0.199 acres (8,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,500 (May 2020)
Tax Bill	$2,180 (2024)
Deeds & Mortgages	May 2020 Sale Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-013.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-013.00`
Alternative APN	`95390`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,404 sqft Living Area
Gross Area	3,123 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,672 sqft (0.199 acres)
Garage Area	439 sqft
Porch	Porch
Porch Area	280 sqft

Location & Zoning

Account Number	95390
Street Address	5040 BIG BEND DR
City	LANCASTER
State	SC
Zip	29720-0147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.199 AC
Legal Subdivision	TREE TOPS PHASE 1B
Legal Block	13
Legal Lot Number	13
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2005
Census Tract	11209

Owner

Source: Lancaster County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5040 BIG BEND DR, LANCASTER, SC 29720-0147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 19, 2018	Limited Warranty Deed, Transfer · ARM EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	20207212
Deed Book / Page	1328 / 328
Record Updated	Jun 8, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	May 8, 2020
Property Address	5040 BIG BEND DR, LANCASTER, SC 29720-0147
Document Number	0000007212
Book / Page	001328 / 000328
Instrument Date	May 5, 2020
Instrument	7212
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5040 BIG BEND DR LANCASTER SC 297200147, LANCASTER, SC 29720-0147

June 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 19, 2018
Property Address	5040 BIG BEND DR, LANCASTER, SC 29720-0147
Document Number	0000008684
Book / Page	1149 / 171
Map Reference	MB2018 PG359
Instrument Date	Apr 6, 2018
Instrument	2018008684
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5040 BIG BEND DR, LANCASTER, SC 29720-0147

Mortgage

Document Number	0000008685
Date	Jun 19, 2018
Instrument	2018008685

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,512 (+15%) Land $2,274 Building $15,238	$577,600 (+51.72%) Land $75,000 Building $502,600
2024	$2,180.00 (-11.99%)
2023	$2,477.00	$15,228 Land $3,000 Building $12,228	$380,700 Land $75,000 Building $305,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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