504 Watson Ave, Obion, TN 38240 Property Records

Obion County property record for 504 Watson Ave, Obion, TN 38240

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1971
Lot Size	0.464 acres (20,250 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Nov 2016)
Tax Bill	$174 (2022)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`066123L F 00200`

Property Details

APN / Parcel Number

Primary APN	`066123L F 00200`
Alternative APN	`123L F 00200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,250 sqft (0.464 acres)
Lot Dimensions	225 ft deep x 90 ft wide
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	504 WATSON AVE
City	OBION
State	TN
Zip	38240-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	965400

Owner

504 Watson Ave is owned by an individual who bought it in November 2016.

Source: Obion County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	381 MATHIS RD, TROY, TN 38260-4219
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2016 · Amount on File
Deed Sale	Nov 28, 2016 · Amount on File
Prior Sale	Jun 24, 2011
Deed Document Number	46368
Deed Book / Page	186 / 1
Record Updated	Jun 8, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OBION TN
Property Address	504 WATSON AVE, OBION, TN 38240-3810
Document Number	0000048570
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 MATHIS RD TROY TN 382604219, TROY, TN 38260-4219

Mortgage

Document Number	0000048570
Date	May 15, 2017
Book Page	000195/000482
Instrument	48570

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Term	120 Months
Due	May 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Obion Town
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,025 Land $2,250 Building $19,775
2023		$22,025 (+140.05%) Land $2,250 Building $19,775	$88,100 (+140.05%) Land $9,000 Building $79,100
2022	$174.00	$9,175 Land $2,000 Building $7,175	$36,700 Land $8,000 Building $28,700
2018	$336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 Watson Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	19 (1990–2011)
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Watson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBION WATER DEPT serves 1,615 people · EPA ID TN0000524
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20