504 Water St, Oley, PA 19547 Property Records

Berks County property record for 504 Water St, Oley, PA 19547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,748 sqft · built 1989
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Dec 2015)
Tax Bill	$3,092 (2026)
Deeds & Mortgages	May 2022 Transfer Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5359-00-48-0201`

Property Details

APN / Parcel Number

Primary APN	`5359-00-48-0201`
Alternative APNs	`67-5359-00-48-0201` `67056601` `056601`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,748 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Lot Area	67,518 sqft
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Pool Area	800 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	67056601
Street Address	504 WATER ST
City	OLEY
State	PA
Zip	19547-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LUND
Legal Block	48
Legal Lot Number	3
Jurisdiction	BERKS PA
Township / Civil Division	OLEY
Census Block Group	1
Census Block	1004
Census Tract	12902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oley Township Historic District listed 1983 · 505 contributing resources · NRIS 83002218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 553, OLEY, PA 19547-0553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Intrafamily Transfer, Transfer CONESTOGA TITLE COMPANY
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2015 · Amount on Record
Deed Sale	Dec 24, 2015 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Document Number	201545201
Last Transfer Date	Apr 29, 2022
Transfer Doc	0000018407
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	May 3, 2022
Property Address	504 WATER ST, OLEY, PA 19547-8764
Document Number	0000018407
Map Reference	MB 158 PG 8
Instrument Date	Apr 29, 2022
Instrument	2022018407
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	CONESTOGA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 553, OLEY, PA 19547-0553

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	504 WATER ST, OLEY, PA 19547-8764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009719
Date	Mar 20, 2017
Instrument	2017009719

Lender

Name	MERIDIAN BANK
Type	Bank
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	504 WATER ST, OLEY, PA 19547-8764
Document Number	0000040302
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	CONESTOGA TITLE BERKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 WATER ST OLEY PA 195478764, OLEY, PA 19547-8764

Mortgage

Document Number	0000040302
Date	Nov 18, 2019
Instrument	40302

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2034

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Oley Township
Unified School District	Oley Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,092.00 (+11.46%) Homeowner's exemption	$216,300 (-) Land $36,900 Building $179,400	$36,900 (-82.94%) Land $36,900
2024	$2,774.00	$216,300 Land $36,900 Building $179,400
1994			$216,300 Land $36,900 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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