504 Warwick St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 504 Warwick St, Cambria, CA 93428 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,847 sqft · built 1988
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on File
Last Sale	$775,000 (Jan 2021)
Tax Bill	$6,732 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-084-002`

Property Details

APN / Parcel Number

Primary APN	`022-084-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,847 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	504 WARWICK ST
City	CAMBRIA
State	CA
Zip	93428-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAM PINES U 1 BL 18 LTS 3 & 4
Legal Subdivision	CAMBRIA PINES 01
Legal Block	18
Legal Lot Number	3,4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1051
Census Tract	10404

Owner

Source: San Luis Obispo County records · APN 022-084-002

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	504 WARWICK ST, CAMBRIA, CA 93428-2425
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Apr 24, 1998 · Amount on Record
Deed Document Number	20211918
Last Transfer Date	Feb 06, 2025
Transfer Doc	0000003562
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 11, 2021
Property Address	504 WARWICK ST, CAMBRIA, CA 93428-2425
Document Number	0000001918
Map Reference	MB 3 PG 106
Instrument Date	Aug 25, 2020
Instrument	2021001918
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4556 CEDROS AVE, SHERMAN OAKS, CA 91403-2804

Mortgage

Document Number	0000001919
Date	Jan 11, 2021
Instrument	2021001919

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$624,741 (+2%) Land $358,343 Building $266,398
2025	$6,732.00 (+4.15%) Homeowner's exemption	$612,492 (+4.04%) Land $351,317 Building $261,175
2023	$6,464.00 (+2.02%) Homeowner's exemption	$588,710 Land $337,676 Building $251,034
2022	$6,336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force 5 of 13 on primary residences
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026, rainfall accumulation
Flood Events	Severe Winter Storms And Flooding (Feb 1998), 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 8 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.