Champaign County property record for 504 W White St, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 988 sqft · built 1908 |
| Lot Size | 0.063 acres (2,740 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (Jan 2022) |
| Tax Bill | $5,120 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-377-013 |
| Primary APN | 42-20-12-377-013 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 988 sqft Building Perimeter |
| 1st Floor Area | 988 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 2,740 sqft (0.063 acres) |
| Garage Type | Detached |
| Porch | Porch |
| Heating System | Central |
|---|
| Street Address | 504 W WHITE ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-4957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 11 BLOCK 15 WHITES, JOHN P. ADD |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | UNKNOWN WHITES, JOHN P. ADD |
| Legal Block | 15 |
| Legal Lot Number | 11 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11002 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 302 W SPRINGFIELD AVE, CHAMPAIGN, IL 61820-4818 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION |
| Jan 6, 2022 | Warranty Deed, Transfer · Line of Credit INB NATIONAL ASSOCIATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2022 · Amount on Record |
| Deed Sale | Jan 6, 2022 · Amount on Record |
| Prior Sale | Apr 7, 2015 |
| Deed Document Number | 2022390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 504 W WHITE ST, CHAMPAIGN, IL 61820-4957 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015582 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022R15582 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 6, 2022 |
| Property Address | 504 W WHITE ST, CHAMPAIGN, IL 61820-4957 |
| Document Number | 0000000390 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022R00390 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 W SPRINGFIELD AVE, CHAMPAIGN, IL 61820-4818 |
| Document Number | 0000000391 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022R00391 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,890 (+12.21%) Land $6,770 Building $59,120 | $197,670 (+12.21%) Land $20,310 Building $177,360 | |
| 2024 | $5,120.00 (+6.18%) | $58,720 (+19.04%) Land $6,030 Building $52,690 | $176,160 (+19.04%) Land $18,090 Building $158,070 |
| 2023 | $4,822.00 (+6.31%) | ||
| 2022 | $4,536.00 | $49,330 Land $5,060 Building $44,270 | $147,990 Land $15,180 Building $132,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.
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