Sonoma County property record for 504 W Railroad Ave, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,282 sqft · built 1944 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $849,000 (Jul 2026) |
| Tax Bill | $9,319 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-224-022-000 |
| Primary APN | 046-224-022-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,282 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| Basement Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Lot Area | 54,450 sqft |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Old Parcel Number | 046-224-022 |
|---|---|
| Street Address | 504 W RAILROAD AVE |
| City | COTATI |
| State | CA |
| Zip | 94931-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR2 |
| Legal Subdivision | SUBDIVISION #2 COTATI RANCHO |
| Legal Block | 2 |
| Legal Lot Number | B-24 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 151205 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 1, 2026 | Grant Deed, Transfer · Conventional Mortgage JMAC LENDING |
| Oct 22, 2025 | Intrafamily Transfer, Transfer |
| Dec 7, 2023 | Intrafamily Transfer, Transfer |
| Feb 24, 2023 | Intrafamily Transfer, Transfer NORTHEAST TITLE COMPANY, NORTH COAST TITLE CO |
| Feb 24, 2023 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Feb 24, 2023 · Amount on Record |
| Deed Document Number | 202633574 |
| Prior Transfer Date | Aug 22, 2005 |
| Prior Transfer Doc | 0000132512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jul 1, 2026 |
| Property Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Number | 0000033574 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202633574 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,323.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Number | 0000033575, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202633575 |
| Name | JMAC LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Oct 22, 2025 |
| Property Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Number | 0000050942 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 2025050942 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Name | Verified Name |
|---|---|
| Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Dec 7, 2023 |
| Property Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Number | 0000059737 |
| Instrument Date | Nov 25, 2023 |
| Instrument | 2023059737 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Feb 24, 2023 |
| Property Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Number | 0000007598 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023007598 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | NORTHEAST TITLE COMPANY, NORTH COAST TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 HARLEY DR, WOODLAND, CA 95695-4429 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Feb 24, 2023 |
| Property Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Number | 0000007597 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023007597 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | NORTHEAST TITLE COMPANY, NORTH COAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 W RAILROAD AVE, COTATI, CA 94931-9610 |
| Document Number | 0000007599 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023007599 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $91,716 (-88.26%) Land $33,726 Building $57,990 | |
| 2025 | $9,319.00 (+535.68%) Homeowner's exemption | $780,943 (+803.57%) Land $388,093 Building $392,850 |
| 2023 | $1,466.00 (+7.95%) | $86,429 Land $31,782 Building $54,647 |
| 2022 | $1,358.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2017–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTATI serves 7,290 people · EPA ID CA4910016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | PENNGROVE WATER COMPANY (PUC) |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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