504 W Elm St, Reading, MI 49274 Property Records

Hillsdale County property record for 504 W Elm St, Reading, MI 49274

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 980 sqft · built 1982
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Feb 2021)
Tax Bill	$1,043 (2025)
Deeds & Mortgages	Feb 2021 Sale Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-095-001-018`

Property Details

APN / Parcel Number

Primary APN	`20-095-001-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	13,634 sqft (0.313 acres)
Lot Dimensions	165 ft deep x 82 ft wide
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	504 W ELM ST
City	READING
State	MI
Zip	49274-9794
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1LDRES
Legal Description	LOT 22 EXC E 7.5 FT THOMAS ADD SEC 27 T7S R4W CITY OF READING
Legal Range	04W
Legal Township	07S
Legal Section	27
Legal Subdivision	THOMAS ADD
Legal Lot Number	22
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4004
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 W ELM ST, READING, MI 49274-9794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Transfer
Feb 17, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Book / Page	1786 / 1184
Prior Transfer Date	Dec 30, 2009
Prior Transfer Doc	1786/1182
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 17, 2021
Property Address	504 W ELM ST, READING, MI 49274-9794
Document Number	1786/1184
Book / Page	1786 / 1184
Map Reference	LB 1 PG 10
Instrument Date	Feb 13, 2021
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 W ELM ST, 504, READING, MI 49274-9794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 WALNUT VALLEY DR, FORT WAYNE, IN 46818-2443
Investor	Possibly a Property Investor

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 17, 2021
Property Address	504 W ELM ST, READING, MI 49274-9794
Document Number	1786/1182
Book / Page	1786 / 1182
Instrument Date	Dec 30, 2009
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 W ELM ST, READING, MI 49274-9794

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,800 (+59.27%)	$86,565 (+60.27%) Land $9,550 Building $77,015
2025	$1,043.00 (+15.5%)
2023		$27,500	$54,012 Land $8,448 Building $45,564
2021	$903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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