504 W 3rd St, Plains, MT 59859 Property Records

Sanders County property record for 504 W 3rd St, Plains, MT 59859

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1900
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2020)
Tax Bill	$509 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`R35764`

Property Details

APN / Parcel Number

Primary APN	`R35764`
Alternative APNs	`35-2979-27-4-30-26-0000` `0000000269`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	540 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	286 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000000269
Street Address	504 W 3RD ST
City	PLAINS
State	MT
Zip	59859-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIS ADD (PLAINS), S27, T20 N, R26 W, BLOCK 021, LOT 012 - 013, ACRES 0.224, N2
Legal Range	26W
Legal Township	20N
Legal Section	27
Legal Subdivision	WILLIS ADD (PLAINS)
Legal Block	21
Legal Lot Number	12,13
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	2
Census Block	2118
Census Tract	100

Owner

Source: Sanders County records, as of October 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 HIDEAWAY RIDGE RD, PLAINS, MT 59859-9519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Aug 23, 2007 · Amount on Record
Deed Document Number	2020318156
Last Transfer Date	Mar 1, 2024
Transfer Doc	0000331723
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Sep 16, 2020
Property Address	504 W 3RD ST, PLAINS, MT 59859-7711
Document Number	318156
Instrument Date	Sep 15, 2020
Instrument	318156
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 275, PLAINS, MT 59859-0275

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1562, PLAINS, MT 59859-1562

Mortgage

Document Number	318157
Date	Sep 16, 2020
Instrument	318157

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Municipality	Plains Town
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$509.00 (-27.8%) Homeowner's exemption	$299,000 (+34.08%)	$299,000 (+34.08%) Land $71,525 Building $227,475
2023	$705.00	$223,000	$223,000 Land $34,138 Building $188,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PLAINS serves 1,700 people · EPA ID MT0000305
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20