Santa Cruz County property record for 504 Trout Gulch Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,534 sqft · built 1986 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,075,000 (Jun 2021) |
| Tax Bill | $12,787 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-021-18 |
| Primary APN | 041-021-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 1,930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,617 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 504 TROUT GULCH RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-3 |
| Legal Subdivision | APTOS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 122204 |
504 Trout Gulch Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 TROUT GULCH RD, APTOS, CA 95003-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 7, 2022 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Jun 21, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jun 21, 2021 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on File |
| Deed Sale | Jun 21, 2021 · Amount on File |
| Prior Sale | Jun 24, 1999 · Amount on File |
| Deed Document Number | 202133760 |
| Prior Transfer Date | Mar 14, 1997 |
| Prior Transfer Doc | 0000012022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 504 TROUT GULCH RD, APTOS, CA 95003-3444 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 504 TROUT GULCH RD, APTOS, CA 95003-3444 |
| Document Number | 0000025258 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022-0025258 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 21, 2021 |
| Property Address | 504 TROUT GULCH RD, APTOS, CA 95003-3444 |
| Document Number | 0000033759 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021-0033759 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1016, APTOS, CA 95001-1016 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 21, 2021 |
| Property Address | 504 TROUT GULCH RD, APTOS, CA 95003-3444 |
| Document Number | 0000033760 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021-0033760 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,182.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 504 TROUT GULCH RD, APTOS, CA 95003-3444 |
| Document Number | 0000033761 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021-0033761 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 504 Trout Gulch Rd was $12,787 with a veteran's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,186,887 (+2%) Land $890,165 Building $296,722 | ||
| 2025 | $12,787.00 Disabled Person's exemption Veteran's exemption | $1,163,615 Land $872,711 Building $290,904 | |
| 2023 | $11,700.00 (-10.61%) Disabled Person's exemption Veteran's exemption | $1,118,431 Land $838,823 Building $279,608 | $1,059,030 |
| 2022 | $13,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 Trout Gulch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 504 Trout Gulch Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures