504 Terrapin Ter, Joppa, MD 21085 Property Records

Harford County property record for 504 Terrapin Ter, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1999
Square Footage	1,488 sqft Total Area
Lot Size	2,400 sqft (0.055 acres)
Occupancy	Owner Occupied
Last Sale	$161,500 (2004)
Tax Bill	$2,500.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-308556`
Alternative APNs	`1308556` `308556`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,488 sqft Total Area
Basement Area	480 sqft Basement
Finished Basement	480 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	2,400 sqft (0.055 acres)
Deck Area	200 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	308556
Street Address	504 TERRAPIN TER
City	JOPPA
State	MD
Zip	21085-5412
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 8 2400 SF 504 TERRAPIN TERRACE JOPPA WOODS PT 95/44
Legal Subdivision	JOPPA WOODS PT 92 26
Legal Lot Number	8
Jurisdiction	HARFORD MD
Minor Civil Division	1, ABINGDON
Census Blockgroup	2
Census Block	2002
Census Tract	301401

Owner

Source: Harford County records · APN 01-308556

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 TERRAPIN TER, JOPPA, MD 21085-5412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2004 · Amount on Record
Deed Sale	Nov 17, 2004 · Amount on Record
Prior Sale	May 14, 2004 · Amount on Record
Deed Doc Number	20041638
Deed Book / Page	5715 / 697
Last Transfer Date	May 01, 2015
Transfer Doc	0112530090
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	504 TERRAPIN TER, JOPPA, MD 21085-5412
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138810330
Date	Jun 01, 2020
Book Page	13881/330

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,700 (+7.7%) Land $55,000 Building $212,700	$267,700 (-) Land $55,000 Building $212,700
2025	$2,500.00 (+13.48%)	$248,567 (+18.2%)	$267,700 (+27.29%) Land $55,000 Building $212,700
2023		$210,300 Land $55,000 Building $155,300	$210,300 Land $55,000 Building $155,300
2022	$2,203.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 15% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.