504 Summit Ridge Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 504 Summit Ridge Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,887 sqft · built 1965
Lot Size0.396 acres (17,250 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Jun 2021)
Tax Bill$4,198 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jan 2008 Sale
+ 1 more
APN0605001000650

Property Details

APN / Parcel Number

Primary APN0605001000650

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,887 sqft Living Area
1st Floor Area925 sqft
Upper Floors Area925 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,250 sqft (0.396 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces2 Parking Spaces
Balcony Area37 sqft
Shed1 Shed
Shed Area390 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address504 SUMMIT RIDGE DR
CityCHESAPEAKE
StateVA
Zip23322-3528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description65 BRIDGEFIELD SEC 1
Legal SubdivisionGREAT BRIDGE GARDENS / MISC./BRIDGEFIELD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1025
Census Tract21101

Owner

504 Summit Ridge Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address504 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Warranty Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC
Jan 4, 2008Warranty Deed, Transfer
Nov 6, 2006Warranty Deed, Transfer · Conventional Mortgage
ACCREDITED HOME LENDER IN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2021 · Amount on File
Deed SaleJun 25, 2021 · Amount on File
Prior SaleJul 25, 2008 · Amount on File
Deed Document Number202129080
Deed Book / Page10397 / 607
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 25, 2021
Property Address504 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3528
Document Number10397/607
Book / Page10397 / 607
Instrument DateJun 24, 2021
Instrument210029080
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3528

Mortgage

Document Number210029081
DateJun 25, 2021
Instrument210029081
Lender
NameQUICKEN LOANS LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

January 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 4, 2008
Property Address504 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3528
Document Number007325/241
Book / Page7325 / 241
Instrument DateDec 18, 2007
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 6, 2006
Property Address504 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3528
Document Number006820/632
Book / Page6820 / 632
Instrument DateOct 31, 2006
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006820635
DateNov 6, 2006
Instrument6820/635
Lender
NameACCREDITED HOME LENDER IN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 504 Summit Ridge Dr was $4,198.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,300 (+5.22%) Land $210,000 Building $227,300$437,300 (+5.22%) Land $210,000 Building $227,300
2025$4,198.00$415,600 Land $185,000 Building $230,600$415,600 Land $185,000 Building $230,600
2023$369,900 (+11.65%) Land $175,000 Building $194,900$369,900 (+11.65%) Land $175,000 Building $194,900
2022$331,300 Land $150,000 Building $181,300$331,300 Land $150,000 Building $181,300
2019$2,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 504 Summit Ridge Dr; there have been 26 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 183 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims26 (1990–2020)
Claims Outside the SFHA3 of 26
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Summit Ridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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