Madison County and Oneida City property record for 504 Stone St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,056 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,906 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Dec 2018 Sale |
| APN | 251201 38.30-1-25 |
| Primary APN | 251201 38.30-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 528 sqft |
| 2nd Floor Area | 528 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Concrete |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 68 ft deep x 57 ft wide |
| Porch | Slab |
| Porch Area | 154 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 504 STONE ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30103 |
504 Stone St is owned and occupied by an individual.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 STONE ST, ONEIDA, NY 13421-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2020 | Warranty Deed, Transfer · FHA Mortgage COMMONFUND MTG |
| Dec 10, 2018 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Apr 27, 2020 |
| Property Address | 504 STONE ST, ONEIDA, NY 13421-1936 |
| Document Number | 0000001902 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 1902 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 194 N LAKE ST ONEIDA NY 13421, ONEIDA, NY 13421 |
| Document Number | 1903 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 1903 |
| Name | COMMONFUND MTG |
|---|---|
| Type | Mortgage Company |
| Address | SYRACUSE, NY 13204 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Dec 10, 2018 |
| Property Address | 504 STONE ST, ONEIDA, NY 13421-1936 |
| Document Number | 0000006885 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 6885 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $236.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5146 STICKNEY RD ONEIDA NY 134213534, ONEIDA, NY 13421-3534 |
The 2026 property tax bill for 504 Stone St was $3,906, down 1.5% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,906.00 (-1.49%) | ||
| 2025 | $3,965.00 | $79,700 Land $7,800 Building $71,900 | $112,254 Land $10,986 Building $101,268 |
| 2023 | $79,700 (-) Land $7,800 Building $71,900 | $104,868 (+9.21%) Land $10,263 Building $94,605 | |
| 2022 | $1,985.00 Additional exemption filed | $79,700 Land $7,800 Building $71,900 | $96,024 Land $9,398 Building $86,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 504 Stone St; there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Stone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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