504 Spring Ave, Spring Lake, NC 28390 Property Records

Cumberland County property record for 504 Spring Ave, Spring Lake, NC 28390

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,116 sqft · built 1965
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Nov 2020)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0501-96-2464`

Property Details

APN / Parcel Number

Primary APN	`0501-96-2464`
Alternative APN	`0501.12962464`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Heated Area
1st Floor Area	900 sqft
Basement Area	216 sqft
Finished Basement	216 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 56 ft wide
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0501.12962464
Street Address	504 SPRING AVE
City	SPRING LAKE
State	NC
Zip	28390-2827
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R6
Legal Description	SPRING LAKE LO:PT 23 SE:01 BL:P PL:0011-0003 UN:01
Legal Subdivision	TOWN OF SPRING LAKE
Legal Block	P
Legal Lot Number	13 23
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2010
Census Tract	3502

Owner

Source: Cumberland County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 SPRING AVE, SPRING LAKE, NC 28390-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 27, 2019	Warranty Deed, Transfer · Line of Credit LIMA ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	0010929627
Deed Book / Page	10929 / 627
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 12, 2020
Property Address	504 SPRING AVE, SPRING LAKE, NC 28390-2827
Document Number	0109290627
Book / Page	10929 / 627
Instrument Date	Oct 5, 2020
Instrument	42259
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TIAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10935 WINDS CROSSING DR # DR500, 10935, CHARLOTTE, NC 28273-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SPRING AVE, SPRING LAKE, NC 28390-2827

Mortgage

Document Number	42260
Date	Nov 12, 2020
Instrument	42260

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 27, 2019
Property Address	504 SPRING AVE, SPRING LAKE, NC 28390-2827
Document Number	0104540069
Book / Page	010454 / 000069
Instrument Date	Feb 1, 2019
Instrument	5307
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10935 WINDS CROSSING DR #500 CHARLOTTE NC 282732302, 500, CHARLOTTE, NC 28273-2302

Mortgage

Document Number	104540077
Date	Feb 27, 2019
Book Page	010454/000077
Instrument	5308

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2020

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	104540108,
Date	Feb 27, 2019
Book Page	010454/000108
Instrument	5311

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,410.00 (+76.04%)	$87,372 (+31.22%) Land $5,750 Building $81,622	$87,372 (+31.22%) Land $5,750 Building $81,622
2024	$1,369.00 (+37.17%)	$66,582 (+15.68%) Land $3,250 Building $63,332	$66,582 (+15.68%) Land $3,250 Building $63,332
2023	$998.00	$57,559 Land $3,250 Building $54,309	$57,559 Land $3,250 Building $54,309
2022	$998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

504 Spring Ave, Spring Lake, NC 28390 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Spring Ave

Nearby Streets

Search Property Records by Address or Parcel Number