504 Silver Tree Ct, Rio Linda, CA 95673 Property Records

Sacramento County property record for 504 Silver Tree Ct, Rio Linda, CA 95673

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1989
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2004)
Tax Bill	$4,791 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-0360-048-0000`

Property Details

APN / Parcel Number

Primary APN	`206-0360-048-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	504 SILVER TREE CT
City	RIO LINDA
State	CA
Zip	95673-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SILVER PARK 04, LOT 6
Legal Subdivision	SILVER PARK 04
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	7209

Owner

504 Silver Tree Ct is owned and occupied by an individual who acquired it in January 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	504 SILVER TREE CT, RIO LINDA, CA 95673-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jun 21, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Feb 28, 2018	Quit Claim Deed, Mortgage · VA Mortgage CONTOUR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2004 · Amount on File
Deed Sale	Jul 8, 2004 · Amount on File
Deed Book / Page	20040708 / 605
Last Transfer Date	Jan 31, 2018
Transfer Doc	2280000001655
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	504 SILVER TREE CT, RIO LINDA, CA 95673-2247
Document Number	2012211704
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 SILVER TREE CT RIO LINDA CA 956732247, RIO LINDA, CA 95673-2247

Mortgage

Document Number	2012211704
Date	Dec 21, 2020
Instrument	2012211704

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 20, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	504 SILVER TREE CT, RIO LINDA, CA 95673-2247
Document Number	2003130153
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 SILVER TREE CT RIO LINDA CA 956732247, RIO LINDA, CA 95673-2247

Mortgage

Document Number	2003130153
Date	Mar 13, 2020
Instrument	2003130153

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 12, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	504 SILVER TREE CT, RIO LINDA, CA 95673-2247
Document Number	1906261358
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 SILVER TREE CT RIO LINDA CA 956732247, RIO LINDA, CA 95673-2247

Mortgage

Document Number	1906261358
Date	Jun 26, 2019
Instrument	1906261358

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 28, 2018
Property Address	504 SILVER TREE CT, RIO LINDA, CA 95673-2247
Document Number	1802281655
Instrument Date	Jan 31, 2018
Instrument	1802281655
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 SILVER TREE CT RIO LINDA CA 956732247, RIO LINDA, CA 95673-2247

Mortgage

Document Number	1802281656
Date	Feb 28, 2018
Instrument	1802281656

Lender

Name	CONTOUR MTG
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 504 Silver Tree Ct was $4,791 with a homeowner's exemption, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,405 (+2%) Land $92,406 Building $326,999
2025	$4,791.00 (+5.11%) Homeowner's exemption	$411,183 Land $90,595 Building $320,588
2024	$4,558.00 (-0.65%)
2023	$4,588.00 (+6.28%) Homeowner's exemption	$395,218 Land $87,078 Building $308,140
2022	$4,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 504 Silver Tree Ct in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	63 (1978–2021)
Claims Outside the SFHA	24 of 63
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 9 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Silver Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people · EPA ID CA3410018
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: DigitalPath, Succeed.Net, Verizon.

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