504 SE 3rd St, Kerens, TX 75144 Property Records

Navarro County property record for 504 SE 3rd St, Kerens, TX 75144

Property Summary

Property Type	Single Family Home
Details	1,494 sqft · built 1940
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on File
Last Sale	$143,800 (Jul 2019)
Tax Bill	$3,845 (2026)
Deeds & Mortgages	Jan 2017 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32039`

Property Details

APN / Parcel Number

Primary APN	`32039`
Alternative APN	`K0100.00.00800.001.02.0`

Interior

Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Roof Type	Hip
Roof Material	Other
Lot Area	15,072 sqft (0.346 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Location & Zoning

Account Number	K0100.00.00800.001.02.0
Street Address	504 SE 3RD ST
City	KERENS
State	TX
Zip	75144-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K0100 KERENS OT BLK 80 LOT PT OF 1, & 2 .346 ACRES (107 X 140) (107 X 140)
Legal Subdivision	KERENS OT
Legal Block	80
Jurisdiction	NAVARRO TX
Township / Civil Division	KERENS
Census Block Group	1
Census Block	1063
Census Tract	970600

Owner

Source: Navarro County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 SE 3RD ST, KERENS, TX 75144-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit LONE STAR CU
Jul 16, 2019	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Prior Sale	Dec 17, 2014
Deed Document Number	20195571
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000005571
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVARRO TX
Property Address	504 SE 3RD ST, KERENS, TX 75144-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000179
Date	Jan 10, 2017
Instrument	2017-00000179

Lender

Name	LONE STAR CU
Type	Credit Union
Address	DALLAS, TX 75228

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	NAVARRO TX
Recording Date	Jul 16, 2019
Property Address	504 SE 3RD ST, KERENS, TX 75144-3205
Document Number	201900005571
Map Reference	VOL 2 PG 15
Instrument Date	Jul 15, 2019
Instrument	2019-00005571
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MICRO TITLE NAVARRO CNTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 SE 3RD ST, 504, KERENS, TX 75144-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SE 3RD ST, KERENS, TX 75144-3205
Investor	Possibly a Property Investor

Mortgage

Document Number	201900005572
Date	Jul 16, 2019
Instrument	2019-00005572

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Tax Assessment & Valuation

Source: Navarro County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Navarro County
Municipality	Kerens City
Unified School District	Kerens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,845.00 (+77.84%) Homeowner's exemption	$182,727 (+8.37%) Land $20,046 Building $162,681	$182,727 (+8.37%) Land $20,046 Building $162,681
2025	$2,162.00 (-16.14%) Homeowner's exemption	$168,620 (-25.8%) Land $20,050 Building $148,570	$168,620 (-25.8%) Land $20,050 Building $148,570
2024	$2,578.00 (-12.67%)
2023		$227,250 Land $20,050 Building $207,200	$227,250 Land $20,050 Building $207,200
2022	$2,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERENS serves 1,520 people · EPA ID TX1750005
Water Source	Purchased surface water from CITY OF CORSICANA PWS
Last State Inspection	Mar 2023
Lead	8 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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