504 Saint Cloud Way, Bowling Green, KY 42101 Property Records

Warren County property record for 504 Saint Cloud Way, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Lot Size	0.298 acres (12,990 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Nov 2022)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`049A-03-471`

Property Details

APN / Parcel Number

Primary APN	`049A-03-471`
Alternative APNs	`W0022409` `298814` `396453`

Exterior

Lot Area	12,990 sqft (0.298 acres)

Location & Zoning

Account Number	W0022409
Street Address	504 SAINT CLOUD WAY
City	BOWLING GREEN
State	KY
Zip	42101-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:471 SUBD:NORTH RIDGE
Legal Subdivision	NORTH RIDGE
Legal Lot Number	471
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1002
Census Tract	11701

Owner

Source: Warren County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	504 SAINT CLOUD WAY, BOWLING GREEN, KY 42101-5577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 24, 2018	Deed, Transfer SUMMIT TITLE COMPANY, SUMMIT TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	1975294
Deed Book / Page	D1270 / 404
Record Updated	Jun 8, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Nov 15, 2022
Property Address	504 SAINT CLOUD WAY, BOWLING GREEN, KY 42101-5577
Document Number	0D1270/404
Book / Page	D1270 / 404
Map Reference	MB 42 PG 30-31
Instrument Date	Nov 14, 2022
Instrument	1975294
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 SAINT CLOUD WAY, BOWLING GREEN, KY 42101-5577

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	504 SAINT CLOUD WAY, BOWLING GREEN, KY 42101-5577

Mortgage

Document Number	0001975295
Date	Nov 15, 2022
Instrument	1975295

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Apr 24, 2018
Property Address	504 SAINT CLOUD WAY, BOWLING GREEN, KY 42101-5577
Document Number	0D1160/775
Book / Page	D1160 / 775
Map Reference	MB42 PG30&31
Instrument Date	Apr 24, 2018
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	SUMMIT TITLE COMPANY, SUMMIT TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 LOUISVILLE RD STE 102, 102, BOWLING GREEN, KY 42101-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SAINT CLOUD WAY, BOWLING GREEN, KY 42101-5577

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (-0.52%)	$228,500 (+1.11%)	$228,500 (+1.11%)
2023	$2,097.00	$226,000	$226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, North Central Communications.

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