504 S Oconeechee Ave, Black Mountain, NC 28711 Property Records

Buncombe County property record for 504 S Oconeechee Ave, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,612 sqft · built 2021
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Sep 2021)
Tax Bill$3,516 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN3037231-2020-20

Property Details

APN / Parcel Number

Primary APN3037231-2020-20
Alternative APNs
  • 3037231-2020-2020-0000-00
  • 0619-07-0787-00000
  • 061907172800000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,612 sqft Living Area
1st Floor Area1,050 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
PorchOpen Porch
Porch Area119 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3037231-2020-20
Street Address504 S OCONEECHEE AVE
CityBLACK MOUNTAIN
StateNC
Zip28711-2841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR-8
Legal DescriptionLOT: 4 PLAT: 0205-0012
Legal SubdivisionFRONT PORCH BUILDERS
Legal Block4
Legal Lot Number4
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group4
Census Block4019
Census Tract3107

Owner

Source: Buncombe County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address504 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA
Aug 5, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Deed Book / Page6116 / 311
Prior Transfer DateDec 15, 2006
Prior Transfer Doc0043330906
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateSep 3, 2021
Property Address504 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2841
Document Number0061160311
Book / Page6116 / 311
Map ReferenceMB 205 PG 12
Instrument DateAug 26, 2021
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 ALPINE WAY, 15, SWANNANOA, NC 28778-2341

Transferred To (Grantee/Buyer)

NameVerified Name
Address556 OLD HIGHWAY 20 RD, ALEXANDER, NC 28701

Mortgage

Document Number0006116314
DateSep 3, 2021
Instrument6116/314
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 5, 2019
Property Address504 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2841
Document Number0057970607
Book / Page005797 / 000607
Instrument DateAug 5, 2019
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 ALPINE WAY SWANNANOA NC 287782341, SWANNANOA, NC 28778-2341

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,516.00 (+3.47%)$405,300 (-) Land $61,800 Building $343,500$405,300 (-) Land $61,800 Building $343,500
2024$3,398.00 (+2.38%)
2023$3,319.00$405,300$405,300 (-) Land $61,800 Building $343,500
2021$405,300 Land $61,800 Building $343,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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