504 S Main St, Benld, IL 62009 Property Records

Macoupin County property record for 504 S Main St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,789 (Dec 2025)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2022 Mortgage + 3 more
APN	`20-31-378-004`

Property Details

APN / Parcel Number

Primary APN	`20-31-378-004`
Alternative APN	`03-002-208-00`

Exterior

Lot Area	87,120 sqft (2 acres)
Lot Dimensions	381 ft deep x 115 ft wide

Location & Zoning

Street Address	504 S MAIN ST
City	BENLD
State	IL
Zip	62009-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 HIGH SCHOOL ADDN TO THE VILLAGE, NOW CITY OF BENLD
Legal Subdivision	HIGH SCHOOL ADDN
Legal Lot Number	5-6
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	2
Census Block	2021
Census Tract	957000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 S MAIN ST, BENLD, IL 62009-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC
Aug 27, 2020	Warranty Deed, Transfer COMMUNITY TITLE II LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	2025621544
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	504 S MAIN ST, BENLD, IL 62009-1511
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000587806
Date	Dec 29, 2020
Instrument	587806

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2050

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	504 S MAIN ST, BENLD, IL 62009-1511
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000598340
Date	Apr 26, 2022
Instrument	598340

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	504 S MAIN ST, BENLD, IL 62009-1511
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000611001
Date	Apr 24, 2024
Instrument	611001

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate	7.12%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Dec 18, 2025
Property Address	504 S MAIN ST, BENLD, IL 62009-1511
Document Number	0000621544
Instrument Date	Dec 17, 2025
Instrument	621544
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	SPEARS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 S MAIN ST, BENLD, IL 62009-1511

Mortgage

Document Number	0000621545
Date	Dec 18, 2025
Instrument	621545

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.87%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 27, 2020
Property Address	504 S MAIN ST, BENLD, IL 62009-1511
Document Number	0000584767
Instrument Date	Aug 26, 2020
Instrument	584767
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE II LP

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 S MAIN ST, BENLD, IL 62009-1511

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,547.00 (+47.23%)	$47,118 (+7%) Land $3,497 Building $43,621	$141,354 (+7%) Land $10,491 Building $130,863
2024	$1,730.00 (+19.39%) Homeowner's exemption Senior Citizen's exemption	$44,035 (+20.29%) Land $3,268 Building $40,767	$132,105 (+20.29%) Land $9,804 Building $122,301
2022	$1,449.00	$36,608 Land $1,330 Building $35,278	$109,824 Land $3,990 Building $105,834

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
Madison Communications Cable	1,000 / 150

May also be available: Wisper ISP.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures