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504 S Ayer St, Harvard, IL 60033 Property Records

McHenry County property record for 504 S Ayer St, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Lot Size0.193 acres (8,390 sqft)
OwnerIndividual Name on Record
Last Sale$194,000 (Aug 2024)
Tax Bill$2,716 (2024)
Deeds & MortgagesJun 2022 Sale
Aug 2019 Sale & Second Mortgage
Flood ZoneZone AE (high risk)
APN01-35-391-002

Property Details

APN / Parcel Number

Primary APN01-35-391-002

Exterior

Lot Area8,390 sqft (0.193 acres)

Location & Zoning

Street Address504 S AYER ST
CityHARVARD
StateIL
Zip60033-2815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0021501 PT LTS 3, 4, 5 & 6 BLK 66 HARVARD EXT CITY OF HARVARD
Legal SubdivisionHARVARD EXT CITY OF HARVARD
Legal Block66
Legal Lot Number3-6
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group3
Census Block3044
Census Tract870302

Owner

Source: McHenry County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address504 S AYER ST, HARVARD, IL 60033-2815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 21, 2019Warranty Deed, Transfer · Stand-Alone Second Mortgage
HARVARD COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Prior SaleJun 22, 2022 · Amount on Record
Deed Document Number202421501
Prior Transfer DateAug 21, 2006
Prior Transfer Doc0000006951
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 22, 2022
Property Address504 S AYER ST, HARVARD, IL 60033-2815
Document Number0000022311
Map ReferenceMB 35 PG 125
Instrument DateJun 10, 2022
Instrument2022R0022311
Transaction TypeTransfer
Record UpdatedJul 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$122.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 S AYER ST, HARVARD, IL 60033-2815

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 21, 2019
Property Address504 S AYER ST, HARVARD, IL 60033-2815
Document Number0000026858
Instrument DateAug 15, 2019
Instrument2019R0026858
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address504 S AYER ST, HARVARD, IL 60033-2815

Mortgage

Document Number0000026859
DateAug 21, 2019
Instrument2019R0026859
Lender
NameHARVARD COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueSep 1, 2024

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
MunicipalityHarvard City
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,716.00$38,303 (+20.63%) Land $11,260 Building $27,043$114,909 (+20.63%) Land $33,780 Building $81,129
2022Homeowner's exemption$31,753 Land $10,179 Building $21,574$95,259 Land $30,537 Building $64,722

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimApr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVARD
serves 9,469 people · EPA ID IL1110250
Water SourceGroundwater
Last State InspectionFeb 2024
Lead7 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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