504 S 1st St, Bernice (Afton), OK 74331 Property Records

Delaware County property record for 504 S 1st St, Bernice, OK 74331

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,005 sqft · built 1972
Lot Size	0.229 acres (9,975 sqft)
Owner	Company Name on Record
Tax Bill	$651 (2025)
Deeds & Mortgages	Aug 2023 Foreclosure Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25N22E-23-0-10226-005-0004`

Property Details

APN / Parcel Number

Primary APN	`25N22E-23-0-10226-005-0004`
Alternative APNs	`0035741` `35741`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	35741
Street Address	504 S 1ST ST
City	BERNICE
State	OK
Zip	74331-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE HTS 2 LOT 4 BLK 5 2341-230 2497-244 2497-246
Legal Range	22E
Legal Township	25N
Legal Section	23
Legal Subdivision	BERNICE-SUNRISE HTS 2
Legal Tract	2
Legal Block	5
Legal Lot Number	4
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2050
Census Tract	375803

Owner

Source: Delaware County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	595 KELLER RD, CENTERTON, AR 72719-8935
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Sheriff's Deed, Foreclosure
Sep 21, 2020	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
Jan 27, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023
Deed Sale	Aug 1, 2023
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	20236273
Deed Book / Page	2497 / 244
Prior Transfer Date	Jul 25, 2023
Prior Transfer Doc	002497/246
Record Updated	Sep 20, 2026

August 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DELAWARE OK
Recording Date	Aug 1, 2023
Property Address	504 S 1ST ST, BERNICE, OK 74331-1848
Document Number	002497/244
Book / Page	2497 / 244
Instrument Date	Jul 24, 2023
Instrument	I-2023-006273
Transaction Type	Foreclosure
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 KELLER RD, CENTERTON, AR 72719-8935
Mail Care Of	CAMERON MILLIGAN

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 21, 2020
Property Address	504 S 1ST ST, BERNICE, OK 74331-1848
Document Number	002341/230
Book / Page	2341 / 230
Instrument Date	Sep 17, 2020
Instrument	2020-007885
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E HIGHWAY 85A LOT 16, 16, BERNICE, OK 74331-3031

Mortgage

Document Number	2020007886
Date	Sep 21, 2020
Instrument	2020-007886

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OK
Recording Date	Jan 27, 2017
Property Address	504 S 1ST ST, BERNICE, OK 74331-1848
Document Number	002184/835
Book / Page	2184 / 835
Instrument Date	Jan 27, 2017
Instrument	2017-000776
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 SECOND ST, BERNICE, OK 74331-7059

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Bernice Town
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$651.00 (+0.77%)	$8,391 (-) Land $1,438 Building $6,953	$72,960 (-) Land $12,500 Building $60,460
2024	$646.00 (-1.22%)	$8,391 (-) Land $1,438 Building $6,953	$72,960 (-) Land $12,500 Building $60,460
2023	$654.00 (+9.18%)	$8,391 (-) Land $719 Building $7,672	$72,960 (-) Land $6,250 Building $66,710
2022	$599.00	$8,391 Land $719 Building $7,672	$72,960 Land $6,250 Building $66,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERNICE PWA serves 504 people · EPA ID OK2002166
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
The Junction Internet Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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