Prowers County property record for 504 S 12th St, Lamar, CO 81052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,857 sqft · built 1953 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Feb 2026) |
| Tax Bill | $888 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2025 Mortgage + 6 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 242006030 |
| Primary APN | 242006030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 351 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 504 S 12TH ST |
|---|---|
| City | LAMAR |
| State | CO |
| Zip | 81052-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAXWELL BLK 6LOT 3 |
| Legal Subdivision | MAXWELL |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | PROWERS CO |
| Township / Civil Division | LAMAR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 300 |
504 S 12th St is owned and occupied by an individual who bought it in February 2026.
Source: Prowers County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 27, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 21, 2019 | Special Warranty Deed, Transfer · Second Mortgage (Down Payment) QUICKEN LOANS INC |
| Nov 7, 2017 | Warranty Deed, Transfer · Commercial Mortgage PEOPLES CU |
| Mar 16, 2005 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK IN LAMAR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on File |
| Deed Sale | Feb 27, 2026 · Amount on File |
| Prior Sale | Nov 21, 2019 · Amount on File |
| Deed Document Number | 565156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROWERS CO |
| Property Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000560848 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 560848 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROWERS CO |
| Property Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 504 12TH ST, LAMAR, CO 81052 |
| Document Number | 0000564419 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 564419 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROWERS CO |
| Property Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000559575 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 559575 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROWERS CO |
| Property Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000553030 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 553030 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Feb 27, 2026 |
| Property Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000565156 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 565156 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000565157 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 565157 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Nov 21, 2019 |
| Property Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000549950 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 549950 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | CAPITAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000549951 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 549951 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Nov 7, 2017 |
| Property Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000544951 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 544951 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000544952 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 544952 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Mar 16, 2005 |
| Property Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Document Number | 0000507109 |
| Instrument Date | Mar 15, 2005 |
| Instrument | 507109 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 504 S 12TH ST, LAMAR, CO 81052-3032 |
| Investor | Possibly a Property Investor |
| Document Number | 0000507110 |
|---|---|
| Date | Mar 16, 2005 |
| Instrument | 507110 |
| Name | FIRST NATIONAL BANK IN LAMAR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2035 |
| Document Number | 0000507111 |
|---|---|
| Date | Mar 16, 2005 |
| Instrument | 507111 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 504 S 12th St was $888.
Source: Prowers County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Prowers County |
| Municipality | Lamar City |
| Unified School District | Lamar School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $888.00 | $186,466 Land $6,440 Building $180,026 | |
| 2023 | $526.00 | $65,746 Land $2,485 Building $63,261 | $164,477 Land $4,970 Building $159,507 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 504 S 12th St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 504 S 12th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAMAR serves 7,500 people · EPA ID CO0150700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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