504 Rye Field Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 504 Rye Field Rd, Murphy, NC 28906

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 1,232 sqft · built 2022
Lot Size	32.2 acres (1,403,068 sqft)
Owner	2 Individuals on Record
Last Sale	$27,000 (Jan 2025)
Tax Bill	$1,402 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`457300891680000`

Property Details

APN / Parcel Number

Primary APN	`457300891680000`
Alternative APN	`43047`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	1,232 sqft Heated Area
Gross Area	1,616 sqft
1st Floor Area	1,232 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	1,403,068 sqft (32.2 acres)
Lot Width	315 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	43047
Street Address	RYE FIELD RD
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	FR STIRLING BRIDGE INC 1527/257
Legal Subdivision	MOUNTAIN COVE DEVELOPMENT
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1087
Census Tract	930300

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	504 RYE FIELD RD, MURPHY, NC 28906-4095
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE
Jan 17, 2025	Warranty Deed, Transfer
Jan 17, 2025	Intrafamily Transfer, Transfer
Nov 13, 2024	Warranty Deed, Transfer
May 24, 2022	Warranty Deed, Transfer
Mar 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	2025224
Deed Book / Page	1771 / 537
Prior Transfer Date	Jan 7, 2025
Prior Transfer Doc	001771/540
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	May 22, 2026
Property Address	470 RYE FIELD RD, MURPHY, NC 28906
Document Number	0000002530
Book / Page	1802 / 74
Instrument Date	May 21, 2026
Instrument	20262530
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 RYE FIELD RD, MURPHY, NC 28906

Mortgage

Document Number	0000002530,
Date	May 22, 2026
Book Page	1802/74
Instrument	20262530

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 17, 2025
Property Address	RYE FIELD RD, MURPHY, NC 28906
Document Number	001771/537
Book / Page	1771 / 537
Instrument Date	Jan 7, 2025
Instrument	224
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 661, MURPHY, NC 28906-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 RYE FIELD RD, MURPHY, NC 28906-4095
Investor	Possibly a Property Investor

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jan 17, 2025
Property Address	RYE FIELD RD, MURPHY, NC 28906
Document Number	001771/540
Book / Page	1771 / 540
Instrument Date	Jan 7, 2025
Instrument	225
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 RYE FIELD RD, MURPHY, NC 28906-4095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 RYE FIELD RD, MURPHY, NC 28906-4095
Investor	Possibly a Property Investor

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 13, 2024
Property Address	RYE FIELD RD, MURPHY, NC 28906
Document Number	001768/131
Book / Page	1768 / 131
Instrument Date	Oct 31, 2024
Instrument	5672
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 661, MURPHY, NC 28906-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 661, MURPHY, NC 28906-0661

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 24, 2022
Property Address	RYE FIELD RD, MURPHY, NC 28906
Document Number	01712/1012
Book / Page	1712 / 1012
Instrument Date	May 13, 2022
Instrument	3428
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 661, MURPHY, NC 28906-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8768 BEAVER DAM RD, MURPHY, NC 28906-9593

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 24, 2020
Property Address	RYE FIELD RD, MURPHY, NC 28906
Document Number	001639/483
Book / Page	1639 / 483
Instrument Date	Mar 23, 2020
Instrument	1511
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 661, MURPHY, NC 28906-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8768 BEAVER DAM RD, MURPHY, NC 28906-9593

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,402.00	$209,370 (-24.28%)	$209,370 (-24.28%) Land $209,370
2023		$276,520	$276,520 Land $215,090 Building $61,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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