504 Ridgewood Ct, Seneca, SC 29672 Property Records

Oconee County property record for 504 Ridgewood Ct, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,608 sqft · built 2023
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Trust Names on File
Last Sale	$695,000 (Apr 2023)
Tax Bill	$2,686 (2025)
Deeds & Mortgages	Apr 2023 Sale Aug 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-05-01-043`

Property Details

APN / Parcel Number

Primary APN	`209-05-01-043`
Alternative APN	`25856`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,608 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25856
Street Address	504 RIDGEWOOD CT
City	SENECA
State	SC
Zip	29672-2467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 & 43A SOUTH PORT VILLAGE
Legal Subdivision	SOUTH PORT VILLAGE
Legal Block	1
Legal Lot Number	43
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3003
Census Tract	30601

Owner

504 Ridgewood Ct is owner-occupied and held in a trust since April 2023.

Source: Oconee County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	504 RIDGEWOOD CT, SENECA, SC 29672-2467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed, Transfer NOT AVAILABLE, TITLE TO REAL ESTATE
Aug 6, 2021	Deed, Transfer · Line of Credit SOUTH PORT VILLAGE
Aug 1, 2018	Deed of Trust, Mortgage OCONEE FED'L S&L ASSN
May 11, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	202312926
Deed Book / Page	2927 / 325
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 6, 2023
Property Address	504 RIDGEWOOD CT, SENECA, SC 29672-2467
Document Number	0000012926
Book / Page	2927 / 325
Map Reference	MB A-254 PG 2
Instrument Date	Apr 5, 2023
Instrument	12926
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	NOT AVAILABLE, TITLE TO REAL ESTATE

Transaction

Amount	Amount on Record
Tax	$1,807.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	504 RIDGEWOOD CT, SENECA, SC 29672-2467

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 6, 2021
Property Address	504 RIDGEWOOD CT, SENECA, SC 29672-2467
Document Number	0000002022
Book / Page	2715 / 15
Map Reference	MB A-254 PG 2
Instrument Date	Aug 5, 2021
Instrument	2022
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Tax	$114.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 EASLEV HIGHWAY, PIEDMONT, SC 29673-9072
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002023
Date	Aug 6, 2021
Book Page	4195/144
Instrument	2023

Lender

Name	SOUTH PORT VILLAGE
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	504 RIDGEWOOD CT, SENECA, SC 29672-2467
Document Number	0037470119
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RIDGEWOOD CT SENECA SC 29672, SENECA, SC 29672

Mortgage

Document Number	0037470119
Date	Aug 2, 2018
Book Page	003747/000119

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2028

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	May 11, 2017
Property Address	504 RIDGEWOOD CT, SENECA, SC 29672-2467
Document Number	0000013796
Book / Page	002266 / 000020
Instrument Date	Apr 27, 2017
Instrument	13796
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LADYBIRD CT SIMPSONVILLE SC 296806851, SIMPSONVILLE, SC 29680-6851

Tax Assessment & Valuation

The 2025 property tax bill for 504 Ridgewood Ct was $2,686.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,686.00	$27,613 Land $1,180 Building $26,433	$690,330 Land $29,500 Building $660,830
2023		$1,180 Land $1,180	$29,500 Land $29,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 504 Ridgewood Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Ridgewood Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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