504 Regent St, Ardmore, OK 73401 Property Records

Carter County property record for 504 Regent St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,500 (Aug 2021)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0095-00-003-003-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0095-00-003-003-0-001-00`
Alternative APN	`8972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,316 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	117 ft deep x 17 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	336 sqft
Deck Area	147 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8972
Street Address	504 REGENT ST
City	ARDMORE
State	OK
Zip	73401-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BROADLAWN, BLK 3 LOT 3 W 17 1/2 (17.5X117.5) LOT 4 E 55 (55X117.5)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	BROADLAWN ADDN
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2007
Census Tract	892601

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 REGENT ST, ARDMORE, OK 73401-1764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 1, 2006	Deed of Trust, Mortgage CITIBANK NA
Oct 21, 2022	Intrafamily Transfer, Transfer
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Sep 11, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	20218481
Deed Book / Page	7083 / 85
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Sep 8, 2026
Property Address	504 REGENT ST, ARDMORE, OK 73401-1764
Document Number	0000009014
Book / Page	7951 / 1
Instrument Date	Aug 29, 2026
Instrument	20269014
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 REGENT ST, ARDMORE, OK 73401-1764

Mortgage

Document Number	0000009014,
Date	Sep 8, 2026
Book Page	7951/1
Instrument	20269014

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	504 REGENT ST, ARDMORE, OK 73401-1764
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006974/285
Date	Dec 21, 2020
Book Page	6974/285
Instrument	2020-013635

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	504 REGENT ST, ARDMORE, OK 73401-1764
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004566/234
Date	Dec 1, 2006
Book Page	4566/234
Instrument	2006-014978

Lender

Name	CITIBANK NA
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Oct 21, 2022
Property Address	504 REGENT ST, ARDMORE, OK 73401-1764
Document Number	0007299/68
Book / Page	7299 / 68
Instrument Date	Oct 21, 2022
Instrument	I-2022-011666
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 REGENT ST, ARDMORE, OK 73401-1764

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 3, 2021
Property Address	504 REGENT ST, ARDMORE, OK 73401-1764
Document Number	0007083/85
Book / Page	7083 / 85
Instrument Date	Jul 30, 2021
Instrument	2021-008481
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 REGENT ST, ARDMORE, OK 73401-1764

Mortgage

Document Number	2021008482
Date	Aug 3, 2021
Instrument	2021-008482

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 11, 2017
Property Address	504 REGENT ST, ARDMORE, OK 73401-1764
Document Number	006445/099
Book / Page	6445 / 099
Instrument Date	Sep 8, 2017
Instrument	2017-009389
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 REGAN, ARDMORE, OK 73401

Mortgage

Document Number	2017009390
Date	Sep 11, 2017
Instrument	2017-009390

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,227 (-5%) Land $2,400 Building $16,827	$160,227 (-5%) Land $20,000 Building $140,227
2025	$2,020.00 (-0.05%)	$20,240 (-7.56%) Land $2,400 Building $17,840	$168,665 (-14.05%) Land $20,000 Building $148,665
2024	$2,021.00 (-1.94%)	$21,895 (+5%) Land $2,400 Building $19,495	$196,239 (+9.46%) Land $20,000 Building $176,239
2023	$2,061.00	$20,853 Land $2,400 Building $18,453	$179,279 Land $20,000 Building $159,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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