504 Rapids Rd, Columbia, SC 29212 Property Records

Lexington County property record for 504 Rapids Rd, Columbia, SC 29212

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,261 sqft · built 1997
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$206,700 (Feb 2025)
Tax Bill$842 (2025)
Deeds & MortgagesJul 2023 Mortgage
May 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN002764-01-033

Property Details

APN / Parcel Number

Primary APN002764-01-033
Alternative APN
  • 0276401033

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,261 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address504 RAPIDS RD
CityCOLUMBIA
StateSC
Zip29212-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD
Legal DescriptionTHE RAPIDS PH I LOT 33
Legal SubdivisionTHE RAPIDS PHASE ONE
Legal Lot Number33
JurisdictionLEXINGTON SC
Township / Civil DivisionIRMO
Census Block Group1
Census Block1008
Census Tract21109

Owner

Source: Lexington County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address504 RAPIDS RD, COLUMBIA, SC 29212-3027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 1, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 26, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 30, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Dec 21, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 15, 2019Deed, Transfer · FHA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2025 · Amount on Record
Deed SaleFeb 11, 2025 · Amount on Record
Prior SaleJan 15, 2019 · Amount on Record
Deed Document Number20254860
Deed Book / Page21145 / 5238
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address504 RAPIDS RD, COLUMBIA, SC 29212-3027
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 RAPIDS RD, COLUMBIA, SC 29212-3027

Mortgage

Document Number2106504265
DateJul 14, 2023
Book Page21065/4265
Instrument2023024396
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueJul 1, 2052

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address504 RAPIDS RD, COLUMBIA, SC 29212-3027
Transaction TypeMortgage
Record UpdatedJul 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 RAPIDS RD, COLUMBIA, SC 29212-3027

Mortgage

Document Number2105500045
DateMay 1, 2023
Book Page21055/45
Instrument2023014373
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJul 1, 2052

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address504 RAPIDS RD, COLUMBIA, SC 29212-3027
Transaction TypeMortgage
Record UpdatedMay 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 RAPIDS RD, COLUMBIA, SC 29212-3027

Mortgage

Document Number2105403066
DateApr 26, 2023
Book Page21054/3066
Instrument2023013910
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueJul 1, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address504 RAPIDS RD, COLUMBIA, SC 29212-3027
Transaction TypeMortgage
Record UpdatedJan 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 RAPIDS RD, COLUMBIA, SC 29212-3027

Mortgage

Document Number2098505868
DateDec 30, 2021
Book Page20985/5868
Instrument2021069992
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term326 Months
DueFeb 1, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address504 RAPIDS RD, COLUMBIA, SC 29212-3027
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 RAPIDS RD, COLUMBIA, SC 29212-3027

Mortgage

Document Number2091200697
DateDec 21, 2020
Book Page20912/697
Instrument2020059738
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueFeb 1, 2049

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateJan 15, 2019
Property Address504 RAPIDS RD, COLUMBIA, SC 29212-3027
Document Number2054000177
Book / Page20540 / 177
Map ReferenceSL 255 PG 2
Instrument DateJan 15, 2019
Instrument2019002366
Transaction TypeTransfer
Record UpdatedFeb 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$469.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address504 RAPIDS RD, COLUMBIA, SC 29212-3027

Mortgage

Document Number2019002367
DateJan 15, 2019
Instrument2019002367
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$842.00 (+7.81%)$5,097 (-) Land $1,200 Building $3,897
2024$781.00 (-76.43%)$5,097 (-33.33%) Land $1,200 Building $3,897$127,415 (-) Land $30,000 Building $97,415
2023$3,314.00$7,645 Land $1,800 Building $5,845$127,415 Land $30,000 Building $97,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims9 (2009–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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