504 Penn Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 504 Penn Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,453 sqft · built 1995
Lot Size	0.007 acres (305 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (Oct 2021)
Tax Bill	$9,872 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CP504`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CP504`
Alternative APN	`1300085000100002 CP504`

Interior

Building Area	1,453 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Lot Area	305 sqft (0.007 acres)

Location & Zoning

Street Address	504 PENN CT
City	EDGEWATER
State	NJ
Zip	07020-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 1150
Legal Subdivision	INDEPENDENCE HARBOR 01 CONDO B
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Apr 28, 2008 · Amount on Record
Deed Document Number	2021154504
Deed Book / Page	4406 / 1917
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0036920929
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 6, 2021
Property Address	504 PENN CT, EDGEWATER, NJ 07020-1644
Document Number	0044061917
Book / Page	4406 / 1917
Instrument Date	Sep 15, 2021
Instrument	2021154504
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 HARVEY DR, 51, SHORT HILLS, NJ 07078-1123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 PENN CT, EDGEWATER, NJ 07020-1644

Mortgage

Document Number	2021154505
Date	Oct 6, 2021
Instrument	2021154505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Sep 3, 2020
Property Address	504 PENN CT, EDGEWATER, NJ 07020-1644
Document Number	0036920929
Book / Page	3692 / 929
Map Reference	MB 1494 PG 344
Instrument Date	Jul 27, 2020
Instrument	20-081185
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 RIDGEWOOD RD, MILLBURN, NJ 07041-1443

Mortgage

Document Number	20081186
Date	Sep 3, 2020
Instrument	20-081186

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,400 (+3.72%) Land $285,000 Building $337,400	$622,400 (+3.72%) Land $285,000 Building $337,400
2025	$9,872.00 (+6.1%)	$600,100 (+5.13%) Land $275,000 Building $325,100	$600,100 (+5.13%) Land $275,000 Building $325,100
2024	$9,304.00 (+2.44%)
2023		$570,800 Land $260,000 Building $310,800	$570,800 Land $260,000 Building $310,800
2022	$9,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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