504 Overlook Ter, Westminster, MD 21157 Property Records

Carroll County property record for 504 Overlook Ter, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 1958
Lot Size	0.676 acres (29,430 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2019)
Tax Bill	$4,080 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-031726`

Property Details

APN / Parcel Number

Primary APN	`07-031726`
Alternative APNs	`7031726` `031726`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	29,430 sqft (0.676 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	130 sqft
Patio Area	191 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	031726
Street Address	504 OVERLOOK TER
City	WESTMINSTER
State	MD
Zip	21157-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 1 - 29430 SF 504 OVERLOOK TERR 4-36 SULLIVAN HEIGHTS
Legal Subdivision	SULLIVAN HEIGHTS
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2020
Census Tract	507601

Owner

504 Overlook Ter is owned and occupied by an individual who bought it in February 2019.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	504 OVERLOOK TER, WESTMINSTER, MD 21157-4619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Prior Sale	Feb 13, 2015 · Amount on File
Deed Book / Page	9217 / 157
Transfer Doc	0000001232
Record Updated	Oct 29, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 1, 2019
Property Address	504 OVERLOOK TER, WESTMINSTER, MD 21157-4619
Document Number	0092170157
Book / Page	9217 / 0157
Map Reference	MB 4 PG 36
Instrument Date	Jan 17, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 OVERLOOK TER, WESTMINSTER, MD 21157-4619

Mortgage

Document Number	0009217163
Date	Feb 1, 2019
Instrument	9217/163

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 504 Overlook Ter was $4,080, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,080.00 (+4.94%)	$364,300 Land $114,000 Building $250,300	$364,300 Land $114,000 Building $250,300
2025	$3,888.00
2023	$3,536.00	$313,000 Land $114,000 Building $199,000	$313,000 Land $114,000 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Overlook Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Overlook Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20