504 Old Poorhouse Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 504 Old Poorhouse Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,794 sqft · built 2006
Lot Size	4.44 acres (193,842 sqft)
Owner	Individual Name on File
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550000099601000`

Property Details

APN / Parcel Number

Primary APN	`550000099601000`
Alternative APN	`21191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,794 sqft Heated Area
Basement Area	1,308 sqft
Finished Basement	1,308 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	193,842 sqft (4.44 acres)
Lot Dimensions	718 ft deep x 30 ft wide
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	21191
Street Address	504 OLD POORHOUSE RD
City	MURPHY
State	NC
Zip	28906-2129
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR CHIOFOLO 1033/289 1097/475
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2024
Census Tract	930501

Owner

Source: Cherokee County records · APN 550000099601000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	504 OLD POORHOUSE RD, MURPHY, NC 28906-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2006
Deed Sale	May 25, 2006
Deed Document Number	2006-0059535
Deed Book / Page	1230 / 0740
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	504 OLD POORHOUSE RD, MURPHY, NC 28906-2129
Transaction Type	Mortgage
Record Updated	Apr 02, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 OLD POORHOUSE RD, MURPHY, NC 28906-2129

Mortgage

Document Number	1674/783
Date	Mar 10, 2021
Book Page	1674/783
Instrument	1583

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 08, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00	$357,190 (-)	$357,190 (-) Land $24,830 Building $332,360
2023		$357,190	$357,190 Land $24,830 Building $332,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	About 1 in 433 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CND Acquisition	Cable	500 / 30
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.